Hyper tough 120 volt inflator review

Mailday 💌

2023.06.02 16:24 Easy_Ear6236 Mailday 💌

Mailday 💌
Mailday 💌 Kinda done with opening packs rn.. even tough the experience is fun, buy!ng singles is where it's at. Pick exactly wich cards you want and save yourself a ton of money 👌🏼 best way to grow your collection fast and fairly cheap
submitted by Easy_Ear6236 to PokemonTCG [link] [comments]

2023.06.02 05:53 cowboyspidey Possible light for 75gal?

Possible light for 75gal?
anybody ever used these lights for an aquarium? i have some plants(amazon sword, anubias nana i think, & a radican sword) in a 75gal im gonna put goldfish in. thinking about getting this & possibly just laying it on top of the tank(gonna get plexiglass cut for a top)
submitted by cowboyspidey to PlantedTank [link] [comments]

2023.06.02 01:36 Volitanic My Journey To Find Comfortable Wireless PS5 Headphones

I’ve recently started a search for some new headphones for my PS5 and wanted to share my results as it has been tough to find a set that is comfortable and doesn’t cause pain.
TL:DR – Start with the Sony InZone H7 (or even the H3 or H9).
For some background, I have a child under 3 and recently became able to play a bit longer each day. I am averaging around 1 hour a day using launch Pulse3Ds. Maybe once every week or two, I will have a longer session of up to 3 or 4 hours. Prior to this, I was at about half that time. As my playtime has increased, I have found myself getting headaches and ear pain. Specifically, pain in front of each ear near my temples and my left ear gets raw from rubbing the inside of the headphones. It seems that my shorter sessions were not an issue, but these longer sessions have added up to me being unable to wear headphones for days at a time while I recover.
I also work from home and wear a HyperX Cloud Stinger headset during meetings. This equates to around 4 or 5 hours a day of additional headphone time and I have not had this pair hurt or cause headaches.
Lastly, my rough head measurements are 23 inches around, 6 inches wide and my left ear (the one that rubs) sticks out around 2/3 of an inch.
Below are my thoughts on the headsets I’ve used in the order I tried them. I’ll try and cover what helped me land on a final set as it will hopefully help others with fit/pain issues. I am not covering sound quality much and will link to RTings for that. Given my head rejects most headphones, my focus is on comfort with sound quality and features being of much lower concern. My goal is to find the best headset I can that does not hurt me and will work wirelessly on my PS5 and possibly my Steam Deck (stretch goal).

Sony Pulse 3D
--Recommendation – I bought these at launch and would only buy them now if you are not sensitive to clamping pressure, have small-ish ears and do not want to buy anything of higher cost on this list. I sold my pair as these are what started this whole journey.
--Spent - $100 + $30 for third party ear pads.
--Type – Wireless Dongle
--My Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight - .65 pounds
--Clamping pressure – .9 pounds
--Cup Friction – Some rubbing pain after long sessions.
--Testing Duration – 2 Years
--Thoughts – I powered through these for ~two years. This is the pair that caused me a lot of pain now that I have more gaming time. I thought the sound quality was fine at the price point, but the clamping pressure felt higher than .9 as the original and third-party ear cups were not soft enough. They also rubbed my ears and never loosened up. The top headband would also hurt my head if I moved around a lot during a session (getting food, water, etc). The original ear pads broke down and I replaced them about 4 months ago. These helped make them more comfortable, but the clamping pressure overpowered them. Lastly, I had to run a USB extension cable away from the console to plug the dongle in to as they would cut out randomly from some sort of interference otherwise. I do have a lot of electronics near the PS5, but most are powered off when I play and the only active WiFi thing is a Harmony Hub so I’m not sure what is causing the issue. The extension did solve the issue about 99.9% of the time.

HyperX Cloud Stinger
--Recommendation – I’ve owned these for a long time and would buy them if you have basic wired needs. I’m keeping my pair for Zoom use only.
--Spent - $30
--Type - Wired
--My Usage – Zoom, 4-5 hours each workday. Experimented with them as an option for long term gaming.
--Weight - .6 pounds
--Clamping pressure – 1 pound (these are old, so this is probably less now)
--Cup Friction – No rubbing pain.
--Testing Duration – 1 Day
--Thoughts – I bought these on a whim pre-child when I started playing PS4 games that needed a microphone. These worked fine for those rare cases. However, I would not recommend them for regular gaming use as there are many better wired options now. However, they are totally sufficient for zoom meetings as I don’t care about sound quality or the mic being excellent. The volume control on them is also handy for this use case as is the flip up mic. While it would be nice for them to be wireless, it’s not worth the money to replace them just for Zoom. They have not caused me any pain during long stints, and they have held up extremely well over the past 3 years that I have used them heavily for Zoom.

Bose QuietComfort 35 II
--Recommendation – I’ve owned these for years and I love them. Everyone with comfort issues should own a pair for anything other than gaming. I’m keeping them until they break and may stockpile a few depending on what Bose does with the QC line. Will use them as a backup set for gaming.
--Spent - $350
--Type – Wireless Bluetooth
--My Usage – Mainly travel and focused listening. Stints of up to 10 hours at a time on planes. Have been using them as a backup set for gaming on the PS5 while testing everything on this list.
--Weight - .54 pounds
--Clamping pressure – .69 pounds
--Cup Friction – No rubbing pain.
--Testing Duration – 3 Weeks
--Thoughts – These are the first set of quality headphones I ever purchased. I used them mainly for travel and focused listening and did not realize how spoiled I was. These are extremely comfortable, and I think are part of the reason that I have such high needs for comfort in headphones. The only negative is the slight “underwater” pressure feeling you get when the ANC is on. However, they do work in a pinch for gaming and are extremely comfortable. If Bose ever makes a set for gaming that works over 2.4, they will have my money immediately. They are Bluetooth and thus need an adapter or something to hook into your system. I pipe the audio through a Taotronics Bluetooth adapter hooked into the headphone jack on my TV and it works ok. I’ve owned these since 2018.

Aftershokz Trekz Air (Now called Shokz OpenRun Pro I think)
--Recommendation – I’ve owned these for many years, and you should try a set of bone conducting headphones if you have not. I will always own a pair of this type of headset mainly for their versatility in providing audio when you don’t want to fully disconnect. I’m keeping these for other uses and maybe for the steam deck on rare occasions but they are not suited for regular gaming.
--Spent - $160
--Type – Wireless Bluetooth
--My Usage – Cycling, walking the dogs, listening to things while watching the kid. Experimented with use on the Steam Deck and as a final solution for PS5, and they are meh. So basically, I will use them for listening to things where I still need to hear the world.
--Weight - .06 pounds
--Clamping pressure – .32 pounds
--Cup Friction – N/A
--Testing Duration – 1 Day
--Thoughts – They will not blow you away with sound quality, but I do love them for cases where I want to listen to something but need awareness of the world. They are weird feeling if you are not used to them, but I find I use these the most in my daily life outside of my Stinger headset for Zoom meetings. They are great for walking the dog, cycling, or listening to a podcast while Paw Patrol is on. Seriously, try a pair if you never have. Not really an option for a gaming headset though.

Steelseries Arctis Nova 7p
--Recommendation – Would buy if you are not sensitive to clamping pressure. This seems to be the best set for the price of all that I tested, and I would have kept them if I could have solved the pain issue. Ended up returning them.
--Spent - $140
--Type - Wireless
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight - .72 pounds
--Clamping pressure – 1 pound
--Cup Friction – Rubbing pain after long sessions.
--Testing Duration – 2 Weeks
--Thoughts – I was hoping these were the holy grail that everyone said. The sound was excellent, and the unit was well built. The headband was comfortable however, my ears still rubbed a tad but more importantly, they caused a ton of pain on each temple after only 1 hour. This seems to be due to the clamping pressure and the design of the pads (and possibly my head shape). My wife experienced the same issue though. I suppose I could have put them on a box to stretch them out and reduce the clamping pressure, but I experimented with manually reducing the pressure while they were on, and they still hurt my temples. It seems the pad/clamping combo does not work for me, and I really don’t want to gamble on the box method and buying third party pads as that seems like a lot to ask to make them work when there are other options.

Astro A50 2019
--Recommendation – Skip these. I was extremely unimpressed compared to the cheaper sets on this list. Also, mine came with the headband busted which seems common and crazy as these launched in 2019 and this should be solved by now. I returned them.
--Spent - $300
--Type – Wireless Dongle/Base
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight - .8 pounds
--Clamping pressure – 1.3 pounds
--Cup Friction – Rubbing pain after short sessions.
--Testing Duration – 2 Days
--Thoughts – Man I wanted to love these. They seemed full of features and of a high-ish quality. However, the headband constantly popped out, the cups kept sliding up and down when I took them off and on, my ears rubbed quite a bit and the sound was not particularly better than the Nova 7ps. Overall, I was thoroughly unimpressed by their price point and comfort. Lastly, the pads were a bit rough and had a weird smell to them that would probably go away but was noticeable from 2 feet away and was nauseating. Obviously, these were a huge letdown.

Logitech Pro X Wireless
--Recommendation – Probably skip these as they have a white noise hiss and clamping pressure issues. It’s sad as they sounded good, and I really liked the build. I returned these.
--Spent - $180
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .83 pounds
--Clamping pressure – 1.1 pounds
--Cup Friction – The white noise prevented a long session, but no rubbing pain after the short session.
--Testing Duration – 1 Day
--Thoughts – The build of these really impressed me when I took them out of the box. They felt sturdy and solid when moving it around. However, they hiss when turned on, which is crazy as these launched in like 2019. Apparently not everyone can hear it, but I can and it’s a common complaint for people who can still hear in that range. I tried updating the firmware sliding the volume around on them, the PS5, etc., and they just hiss. It’s like a light white noise that you can barely hear when it’s quiet. They also put a lot of pressure under my cheek bone after around 30 minutes. I’m not sure if that would be solved with some tweaking or using the second set of pads they came with as the headache inducing hiss was enough to send these back.

Sony InZone H7
--Recommendation – These were my final pick after a couple of weeks of testing. The sound was a little less full than I would like, but it’s not noticeable unless directly compared to other headsets. I also felt the surround sound was better than most and these are really light and comfortable for a long time. I’d start here if you have similar issues to me.
--Spent - $200
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .71 pounds
--Clamping pressure – .8 pounds
--Cup Friction – No rubbing pain.
--Testing Duration – 3 Weeks
--Thoughts – I really did not want to like these at first as they look like shooting headphones and feel cheap. Also, you cannot adjust the EQ on the PS5. However, these are extremely light and comfortable, and the spatial audio is good. I’m not sure that they are worth $200 compared to some of the others on the list, but these were the only pair that worked well over long sessions for me. The Barracuda Xs were close, but those were a little uncomfortable at first but that faded away in long sessions. The thing that sold these were the slight edge in comfort and the dual audio with Bluetooth.

Astro A30
--Recommendation – These a worth a try if you do not mind a rubbery material on the headband and earpads and have a head/ears in the medium/small range. I personally found the material bothersome, and the headband hurt the top of my head. Returned them.
--Spent - $230
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .76 pounds
--Clamping pressure – .9 pounds
--Cup Friction – No rubbing pain.
--Testing Duration – 3 Days
--Thoughts – At first, the material on the pads seemed neat. It felt nice in my hands but the second I put them on, I hated it. The ear cup openings were a smidge too small for me but did not hurt when wearing them. The sound profile was decent, but the headband ended up hurting me after a long session. If the cups were a tad bigger and the material on them was different, I think they would have worked and not caused me head pain.

Razer Barracuda X 2022
--Recommendation – These were my #2 choice. I really did like these to solve my comfort issues, but there was some random interference and very slight comfort issues during the first 10 minutes of wear that made me send them back. If it weren’t for that, I may have kept them as they are the cheapest set with a low clamping pressure.
--Spent - $100
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .59 pounds
--Clamping pressure – .8 pounds
--Cup Friction – No rubbing pain.
--Testing Duration – 3 Weeks
--Thoughts – This is a tough one. They were comfortable for long wear, but they caused interference with my controller and would cut out rarely even with the dongle on a long extension cord away from my entertainment center. I found these to sound slightly better than my #1 pick (H7s), but the Bluetooth was not active while playing and they could not have the EQ adjusted. It was by a slim margin that these went back.

Razer Kaira Pro PlayStation Edition
--Recommendation – They have a good all-around feature set, and I would try them only if you have a medium/small head and ears and are interested in the haptics as I don’t think the clamping would be an issue on a smaller head or maybe on someone with a different head shape. I sent these back but wished I didn’t have to.
--https://www.rtings.com/headphones/reviews/razekaira-pro-wireless-for-xbox (They didn’t have the PS5 specific review)
--Spent - $200
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .73 pounds
--Clamping pressure – 1 pound
--Cup Friction – Rubbing pain after short sessions.
--Testing Duration – 2 Days
--Thoughts – I really liked the idea of these with the haptic feedback, but it ended up just feeling like extra bass shake. I suspect I would have disliked it of long sessions and turned it off immediately. They put too much pressure on the front of my ears and caused pain and made them feel clogged. They also made my ears hot and both ears scrapped a bit. However, the feature set, like being able to swap sound profiles with a button, was great as was the sound.

HyperX Cloud Alpha
--Recommendation – Hello white noise my old friend. While not as bad as the Logitech Pro X, it was still enough to make these a no if you can hear it. If you cannot hear it, and are sensitive to clamping, these are a great option. Since HyperX has no fix for the white noise, I returned them.
--Spent - $200
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .7 pounds
--Clamping pressure – .9 pounds
--Cup Friction – The white noise prevented a long session, but no rubbing pain after the short session.
--Testing Duration – 1 Day
--Thoughts – I thought I would hate these as they looked really ‘gamer’, but the build quality was pretty good. I liked the sound profile, and they were comfortable. I would say that these would have been a front runner if not my final pick were it not for the white noise. It was just enough that I knew it would cause a headache, which is unfortunate as the cups and headband did not cause any pain. So, if you cannot hear the white noise and are sensitive to clamping, consider these.

Razer Kraken v3 Pro
--Recommendation – Basically the same as the Kaira. I was hoping that these would feel better as I like the Kiara, but no luck.
--Spent - $180
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .8 pounds
--Clamping pressure – 1 pound
--Cup Friction – No rubbing pain.
--Testing Duration – 2 Days
--Thoughts – I really liked the Kaira ones and was hoping these would feel different. Like the Kaira, they put too much pressure on the front of my ears and caused pain and made them feel clogged. They also made my ears hot, but it didn’t scrape like the Kairas.

Razer BlackShark V2 Pro
--Recommendation – I tried these as I liked all the other Razer models other than their comfort issues. These also caused a lot of ear pain after about 20 minutes, so I sent them back. They were one of my favorites if you ignore the pain part.
--Spent - $130
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .72 pounds
--Clamping pressure – 1 pound
--Cup Friction – Rubbing pain after short sessions.
--Testing Duration – 2 Days
--Thoughts – Again, the Razer headsets seem to have clicked with me other than the comfort issues. I ordered this one on a whim to see if it would be better than the others, but the wire cup mountings made them less adjustable, and I think are what caused the pain so quickly. I thought these were well rounded and was a bit sad that the pain hit so early.

Razer Barracuda Pro
--Recommendation – Since the lower end Barracuda X was a finalist for me, I threw a stab at these despite the higher clamping force. Sadly, the clamping force was an issue, and they made my ears hot. I returned them.
--Spent - $250
--Type – Wireless Dongle
--Usage – Gaming, 1-2 hours a day with bursts of up to 4 hours.
--Weight – .75 pounds
--Clamping pressure – 1.1 pounds
--Cup Friction – Rubbing pain on both ears. This was the only set to have that on both.
--Testing Duration – 2 Days
--Thoughts – It’s strange that these are so different from the 2022 X lower range model. I understand they have different drivers and features, but you wouldn’t think they would feel like a totally different line. However, they do and given the shallow cups and that they cause clamping pain and made my ear hot after only 30 minutes, these were a big disappointment.
submitted by Volitanic to HeadphoneAdvice [link] [comments]

2023.06.01 21:45 fidelityportland TriMet's problems are exponentially worse than anyone is talking about

Public opinion of TriMet's decisions have been pretty mixed, mostly because TriMet's decisions are so convoluted that they can be a real challenge to understand. In reality, Metro and Portlanders need to have a bigger civic conversation about the future of TriMet, looking at the big picture. We have 3 looming existential crises of TriMet to be concerned about that are bigger than revenue dips, crime, or homeless people.
Civic leaders and the public are focused on a quick "fix" for TriMet revenue drops - even though we've seen this coming for a long time, it's very predictable that TriMet's Board of Directors acts at the last minute. Also, very predictably, TriMet's Board opted for a fare increase because over the previous 20 years that's been a go-to answer to every problem (except for that one time they killed Fareless Square). The politically appointed boards of TriMet and Metro lack the unique specialized knowledge of the issues I'll bring up here. If TriMet knows about these larger issues, they're obviously burring it from public view. In the short term, increasing fares is like putting fresh paint on a house that's on fire; in this situation, that paint is HIGHLY flammable.
First - fare hikes as a tactic is a brain-dead move. Just the most utterly stupid and self-sabotaging response to a looming budget shortfall. I'm dwelling on this because it illustrates their terrible decision-making, which is functional proof they have no idea what they're doing. Some of the core reasons for this:
Reading comments about the fare hikes, most of the public thinks TriMet is dealing with a safety or utilization issue. Both of these are 100% true: soft-on-crime progressives have wholly obliterated the working class perception of TriMet safety - there are so many different ways this has happened, but we should thank so many people in the media and political class: Ana del Rocio's crying wolf about racism in fare inspections (and the media entertaining it), or Mike Schmidt deinstitutionalizing of the justice system, or Legislature's inability to act on the massive mental health crisis and drug addiction crisis in Oregon. No matter the underlying cause, we have a system where deranged violent mentally ill tweakers can be disruptive on the train, but working-class people face a $250 fine if they can't afford a $2.50 ($2.80) ticket. TriMet is less safe, especially the light rail and bus lines. We could hypothetically talk about various policy and infrastructure changes, such as turnstiles and security guards - but pragmatically, this won't do shit when our society has adopted a philosophy of transforming the urban core into an open-air insane asylum and opened the doors to the prisons. This safety issue is well beyond TriMet's scope, and even if there was consensus among TriMet and Metro to solve this, the entire justice system and Legislature is still broken.

Fare Hikes and Utilization is the Red Herring - Let's talk about TriMet's future

In reality, multiple design choices made decades ago set us up for failure. But we also have to thank brain-dead progressive lunatics and corrupt politicos who have steered our transit decision-making into the ground.
There are three specific issues I'm going to talk about, with each becoming more consequential and disastrous for TriMet:

The strategic design of TriMet's system is broken, and it's been broken before.

If you looked at a map of TriMet's bus and rail system, you'd see a design pattern often referred to as a "Radial Design" or sometimes a "Hub And Spoke" design. The Hub and Spoke strategy is building our transit system around centralized locations to connect to other routes. For Portland the idea is to go downtown (or sometimes a Park and Ride) where you can connect to your next destination. This is why the majority of bus routes and all the max routes go downtown, to our Transit Mall and Pioneer Square.
Downtown planning was a smart idea in the 1960s when it was coupled with Main Street economic theory and prototype urban development zones - all of this wrapped up in the 1972 Downtown Plan policy. During these decades, the primary economic idea of urban revitalization was that downtown cores could provide better business climates and shopping districts that amplify economic activity synergistically. In other words, packing all the office jobs and luxury shopping in one area is good for workers, business, and civic planning.
All very smart ideas in yester-year, so TriMet became focused on serving the downtown business community myopically. This myopia became so paramount that it was considered illegitimate (actually taboo, borderline illegal) if you used a Park & Ride facility to park and NOT ride downtown. Amanda Fritz once explained that we couldn't expand Barbur Transit Center because that would result in students parking at Barbur Transit Center and riding the bus to PCC Sylvania. This view implies that TriMet exists only to service downtown workers, not the students, not the impoverished mom needing to go to a grocery store.
How does TriMet's hub and spoke design represent its purpose?
Portland's unspoken rule of transit philosophy is that jobs pay for the system (remember, business payroll taxes pay for most of it), so TriMet should be focused on serving people utilizing it for their job - employers pay for it, and they get value out of it. But this is both unspoken (never said aloud) and largely unobserved. The whole idea of TriMet as a social service to serve low-income people, to help impoverished people - well, those ideas were just lukewarm political rhetoric that is tossed out as soon as some Undesirable with tattered clothing reeking of cigarettes gets aboard - then Portlanders jump right back "this is for workers only!" Sadly, there hasn't ever been a public consensus of why TriMet exists because I could equally argue that TriMet's purpose isn't serving the working class; it's actually vehicle emissions reductions - but here, too, reality contradicts that this is the purpose for why we operate TriMet. TriMet's real purpose seems to be "Spend money on lofty capital projects" and if we want to be cynical about it, we can elaborate "…because large capital projects enable grift, embezzlement, and inflating property values for developers."
We haven't always depended upon a hub and spoke design. A great article from Jarrett Walker written in 2010 on his Human Transit blog explains in "The Power and Pleasure of Grids"
Why aren't all frequent networks grids? The competing impulse is the radial network impulse, which says: "We have one downtown. Everyone is going there, so just run everything to there." Most networks start out radial, but some later transition to more of a grid form, often with compromises in which a grid pattern of routes is distorted around downtown so that many parallel routes converge there. You can see this pattern in many cities, Portland for example. Many of the lines extending north and east out of the city center form elements of a grid, but converge on the downtown. Many other major routes (numbered in the 70s in Portland's system) do not go downtown, but instead complete the grid pattern. This balance between grid and radial patterns was carefully constructed in 1982, replacing an old network in which almost all routes went downtown.
Over the years the grid pattern was neglected in favor of a downtown-focused investment strategy. To a real degree it made practical sense: that's where the jobs were. But again, this is the presumption that TriMet and Mass Transit ought to service workers first, and there's not much consensus on that. But while we can't decide on TriMet's purpose, we can absolutely agree on one important thing: Downtown is dead.
No 5-star hotel is going to fix it. (As of writing, I'm not even convinced that this mafia-connected bamboozle of public fraud will open.) No "tough-on-crime" DA to replace Mike Schmidt, like Nathan Vasquez, will fix downtown. It's not JUST a crime problem: most of the problems we deal with today mirror the problems facing Portland in the 1960s, especially our inability to invest in good infrastructure people actually want to use. That's on top of crime, vandalism, and an unhealthy business ecosystem.
IF we want to maintain TriMet (and that's a big IF, for reasons I'll explain below), then it will be focused on something other than downtown. We need to move back to a grid-design transit system, as this is a much easier way to use transit to get around the city, no matter your destination. If TriMet continues to exist and operate fleets in 20-30 years, this is the only way it exists - because it will just be too inconvenient to ride downtown as a side quest to your destination, especially as we look at 10, 20, 30, 40 years from now.
Of course, we can only transform some parts of the transit infrastructure this way, and there are no uplifting and moving train tracks here. So light rail doesn't have a future in the grid system - but even without the grid system, light rail is doomed.

The fatal flaws of light rail in Portland.

I want to preface this by saying I like light rail as a strategy, it's not a bad system or bad civic investment. I could write another 5,000-word essay on why Seattle did an excellent job with light rail and the specific decisions Portland made wildly incorrectly. In transit advocacy the wacktavists inappropriately categorized skeptics of Portland's light rail as some soft bigotry - as if you're racist if you don't like Portland's light rail - even though, ironically, most light rail systems tend to be built for the preference of white culture and white workers, precisely what happened here in Portland and most cities (but this is all a story for another time).
Portland's light rail system has a capacity problem and has dealt with this capacity problem quietly for the last 20+ years. When you see the capacity problem, you can quickly understand this light rail system won't work in the future. All the other smart cities in the world that designed light rail realized they needed big long trains to move many people. Portland decided to limit the train car length to the size of our city blocks to save construction costs - and this has always been a fatal flaw.
Portland's highest capacity train car is our Type 5, according to Wikipedia it has a seating capacity of 72 and an overall capacity of 186 per train car, meaning each train can accommodate up to 372, but even these numbers seem unreliable (*edit). Let's compare:
Portland's light rail lines have roughly the same people moving capacity as a single lane of a highway, maybe marginally more, maybe marginally less. These other cities have a light rail system that can move the same amount of people as an entire 3-lane highway.
You might suspect that Portland could simply run trains more frequently - but nah, that's impossible because the trains run through the central core of downtown Portland, and they're blocked by the real interfaces with road traffic and bottlenecks. TriMet/PBOT/Metro has offered rosy ideas that we could hypothetically run cars every 90 seconds, 2 minutes, 4 minutes, or 6 minutes (depending upon who you ask) - but these are garbage numbers invented out of thin air. For example, you could stand at Pioneer Courthouse Square at 4:50pm on a Wednesday in 2016 - there was a train opening doors to load passengers, and you could visibly see the next train at Pioneer Place Mall pulling into the station behind. Trains were running at approximately a 3 to 4 minute at peak - but on paper, TriMet will claim anything, as they don't give a shit about lying to the public. But the bigger problem is that trains were full. You might have to wait 90 minutes to find a train that offers a seat. And god forbid you had a bike.
I'm not making this very real capacity problem, Metro even acknowledges:
At the busiest hours of the day, 40 light rail trains must cross the river and traverse downtown – one train every 90 seconds. As the region grows and the demand for light rail increases, the region will need at least 64 MAX trains through downtown every hour, more than one train each minute. Our current system can't support that change.
Suppose you're silly enough to trust government propaganda. In that case, you can read the details of Metro study on this in 2019. If we assumed their numbers added up, it's just fucking impossible to run 62 trains per hour, because passenger loading and unloading can take a full minute (sometimes longer). So unless we want to apply substantial g-forces onto the passengers, the train isn't accelerating out of the stops fast enough. Not to mention how unreliable this whole system would be if a sole tweaker, bike rider, or person with a stroller held up the system for 2 minutes.
This is why the bottom line needs to be upfront about capacity - quoting Metro's study here:
Today MAX is limited to 2-car trains because of the length of downtown city blocks. A tunnel could allow for longer trains if the stations outside the downtown core are retrofitted. In the long-term, this could greatly increase MAX capacity.
Do you see that trick? Build a tunnel, yes - but the entire system has to be retrofitted. Literally every light rail station would need to be redesigned, the lines themselves recalculated for larger heavier trains - and extending platforms at Willow Creek might be simple enough, but how in the living fuck is Metro going to afford to expand the Zoo stop? Doubling the size of that platform would cost $500 million alone.
If the city weren't full of cheap dipshits, we would have elevated or buried our light rail lines in the 1980s or 90s, enabling longer train cars to run. Yes, we all knew back then that it was the best practice not to have light rail running on the street - it's less safe, less reliable, runs slower, and limits train car size. Oops.
Just to keep TriMet's own bullshit inflated utopian vision, it would mean spending another billion dollars just to unfuck downtown, bypass an aging bridge, and potentially allow a marginally higher volume of trains - which again is a band-aid on a mortal wound.
The real buried lede is that to add extra train cars means retrofitting all the stops in the system - that's tens of billions of dollars. You can argue costs, but Metro knows we need to do this. It means shutting down the system for a year or years while construction and retrofits happen. It's fucking outrageous. Is this system worth of people per line worth 20, 30, or 40 billion dollars? Fuck no, it ain't. Again, if we had a raging metropolis of industry and commerce downtown, we could reasonably entertain the idea for a moment - but we don't and never will again.
Some folks might argue that if we kill off the light rail system we'd lose out on all those lucrative Transit Oriented Developments. Originally the public was told that Transit Oriented Development strategy would cause a massive infusion of private investment because the light rail was so damn lucrative and desirable for Richard Florida's Creative Class. Turns out the Creative Class is now called today the Laptop Class, and they don't give a flying fuck about street cars, light rail, or walking scores - because most can't be bothered to put pants on during their "commute" from bed to desk. TOD was all a fantasy illusion from the beginning, as multiple studies about Portland commuters showed that college-educated white folks riding Max were equally comfortable riding their bike as a substitute for the same commute. All of these billions of dollars was to accommodate white fare-weather bikers. So here's my hot take on transit: pave over the rail lines and put in bike lanes, and boy, then you'd have a bike system to give folks like Maus a hardon. But of course, Bike Portland would complain because their focus isn't biking; they exist only to favor all poorly thought utopian transit ideas.
Another group of Max/TOD advocates would claim that TOD is better for disabled and impoverished people. And yeah, there's truth there, but see my entire argument above about the Hub & Spoke design of TriMet being the antithesis of transit as a social service. If you believe that TriMet should serve low-income people, you must advocate for a bus-centric grid design.
But even if you're a die-hard believer in light rail - there's another inevitable reality coming that is the nail in the coffin.

Autonomous vehicles will replace mass transit faster than the automobile replaced the horse.

I work in advanced technology, and the thing about tech is that the public and politicians deny that it's going to be there until the majority of the public finally experiences it. You could say this about personal computers, internet, cloud compute, electric cars, smartphones, distributed ledger (cryptocurrency), AI, and driverless vehicles.
Schrodinger's technology doesn't exist until it's measured in an Apple store or your mother asks you for tech support.
No one thought AI was really real until ChatGPT did their kid's homework, and today most people are coming to terms with the fact that ChatGPT 3.5 could do most people's jobs. And that's not even the most advanced AI, that's the freeware put out by Microsoft, they have paywalls to access the real deal.
In 2018 I rode in my colleague's Tesla in self-driving mode from downtown Portland to Top Golf in Hillsboro. We started our journey at the surface parking lot on the west side of the Morrison Bridge. He used his phone to tell the car to pull out of the parking spot and to pick us up. Then he gave the car the address, and it drove us the entire way without any human input necessary. The only time he provided feedback was to touch the turn signal to pass a slow car on the highway. People think self-driving isn't here - but it is - and it's gotten exponentially better and will continue to do so. People will complain and moan about idealized, utopian, pedantic "level 5" full self-driving, how none of it exists or could exist, as a Tesla passes them on the road and the driver is half asleep.
Of course, Portland and every major city have also thought deeply about self-driving technology, and a few places have implemented self-driving solutions - but so far, none of these are really at scale. Though it will be a short time before cost-conscious cities go all-in.
TriMet kicked around the idea of using an autonomous bus for a leg of the trip of the Southwest Corridor project, connecting a segment of the light rail route to the community college. It was bafflingly stupid and short-sighted to think they could use it in this niche application but that it wouldn't open the floodgates for a hundred different applications that eviscerate TriMet's labor model. The simplest example of autonomous operation would be to operate the light rail systems - because they don't make turns, all we need is an AI vision service to slam on the breaks if necessary - that technology has existed for 20+ years. We could retrofit the entire train system in about 3 to 6 months - replace every Max operator with a security guard, and maybe people would ride the Max again? But I digress.
Let's speculate about the far-future, some 5, 10, or 20 years from now: your transit options will expand significantly. The cost will decrease considerably for services using automated vehicles.
You'll look at your options as:
Just a few years into this future we'll see a brand new trend, one that already exists: a shared autonomous vehicle like a privately operated bus. For example, Uber Bus - it already exists as a commuter option in some cities, it's just not autonomous yet. The significant benefit of an autonomous bus is that these shared vehicles will utilize HOV lanes very commonly, and commuting in an autonomous vehicle will be as fast as driving to work in your manually operated car while also being less expensive.
Simultaneously automobile accidents in autonomous vehicles will be virtually non-existent, and insurance companies will start to increase prices on vehicles that lack AI/smart assisted safety driving features. Public leaders will see the value of creating lanes of traffic on highways dedicated explicitly to autonomous vehicles so that they can drive at much higher speeds than manually operated traffic. Oregon won't lead the way here, but wait until Texas or one of the Crazy States greenlights a speed limit differential, and self-driving vehicles have a speed limit of 90, 120, or 150 miles per hour. You might think "accidents would be terrible and deadly" but there will be fewer accidents in the autonomous lane than in manual lanes. At this point, it will be WAY faster to take an autonomous vehicle to your work.
Purchasing power of consumers will decrease while the cost of vehicles will increase (especially autonomous vehicles), making ownership of any vehicle less likely. Frankly, the great majority of people won't know how to drive and will never learn to - just like how young people today don't know how to use manual transmission. However, fleets of autonomous vehicles owned by companies like Tesla, Uber, and Lyft will benefit from scale and keep their autonomous bus fleets operating at low cost. This will lead to a trend where fewer and fewer people will own an automobile, and fewer people even bother learning how to drive or paying the enormous insurance cost.... while also depending upon automobiles more than we do today.
Eventually, in the distant future, manually driven vehicles will be prohibited in urban areas as some reckless relic from a bygone era.
Cities and public bodies don't have to be cut out of this system if they act responsibly. For example, cities could start a data brokering exchange where commuters provide their commuting data (i.e., pick-up point, destination, arrival time). The government uses either a privatized fleet or a publicly owned fleet of autonomous vehicles to move as many people as possible as often as possible. Sort of a publicly run car-pool list - or a hyper-responsive bus fleet that runs for the exact passengers going to exact locations. A big problem companies like Uber, Lyft, and Tesla will have is that they'll lack market saturation to optimize commuting routes - they'll be able to win unique rides, but the best way they can achieve the lowest cost service model is these super predictable and timely commuter riders. The more data points and riders, the more optimization they can achieve. These companies can look at the data for as many people as possible and bid for as many routes as possible - optimizing for convenience, time, energy usage, emissions, etc. The public will voluntarily participate if this is optimized to get the cheapest ride possible. If the government doesn't do this, the private sector will eventually.
As a parallel, no one today even considers how Metro runs garbage collection. No one cares. And if you didn't like Metro's trash service, if you needed a better service for unique needs, you go procure that on your own. Likewise, you wouldn't care about the quality of the commuting trip as long as it's up to some minimal standards of your class expectations, it's reliable, nearly as quick as driving your own vehicle, and it seems reasonably affordable.
If the public ran this data exchange, fees could subsidize lower-income riders. This is a theory on what a TriMet like system or mass transit system could look like in a primarily autonomous world where most people don't own their own or drive an automobile.
This system would be far from perfect, opening up all sorts of problems around mobility. However, it's hard to see how autonomous vehicles will not obliterate the value proposition of mass transit.

Another narrative on the same story.

As the working class moves to autonomous vehicles, transit agencies will collect fewer and fewer fares - prices and taxes will rise, creating a cycle of failure. As a result, some cities will make buses self-driving to cut costs. It could start with Tokyo, Shanghai, Oslo, et al. Again, it's unlikely that Portland or Oregon will be the first movers on this, but when cities start laying off hundreds of mass transit operators and cutting fares to practically nothing, there will be substantial public pressure to mimic locally. It will be inhumane, it will be illiberal, to make those impoverished bus-riding single mothers pay premiums. As most of the fleet becomes autonomous, responsive, and disconnected from labor costs, the next question arises: why do we still operate bus routes? Why big buses instead of smaller and nimble vehicles?
This alternative story/perspective leads to the same outcome: we figure out where people are going and when they need to get there - then dispatch the appropriate amount of vehicles to move that exact number of people as efficiently as possible.
But our local government getting its act together on all this is outside the world of possibility.
In a practical sense, we're going to see history repeat itself. Portland's mass transit history is about private and public entities over-extending themselves, getting too deep in debt on a flawed and outdated idea. As a result, the system collapses into consolidation or liquidation. Following this historical pattern, TriMet/Metro won't respond to changing conditions fast enough, and laughably stupid ideas like cranking up taxes or increasing ridership fares will continue to be the only option until the media finally acknowledges these groups are insolvent. I just hope we don't spend tens of billions of dollars propping up this zombie system before we can soberly realize that we made some mistakes and these vanity-laden projects 20 and 30 years ago need to die.
You see, the biggest flaw with TriMet isn't the design, it needs to be outpaced by technology, it's that the people making decisions at TriMet and Metro are going to make the politically expedient decisions, not the right decisions. They won't redesign, and they won't leverage technology for cost savings, so this charade will just get going along until the media simply declares they're insolvent.
Back to fares for a second - the media happily reprints TriMet's horseshit take about "The higher fares will bring in an estimated $4.9 million in annual revenue starting next year, the report says." Just sort of amazing to me there's no skepticism about this number - but most spectacular is no media considerations about alternative solutions. For example, I could tell TriMet how to save $9,548,091 next year - a useless program primarily utilized by white middle-class folks who own alternative methods of transport - and this would inconvenience way less transit-dependent people than raising fares. But, that's off the table - we're not even developing a decision matrix for when we kill the blackhole of money known as WES.
submitted by fidelityportland to PortlandOR [link] [comments]

2023.06.01 12:35 Sara_14_ Uncovering the Secrets of Millionaires and How to Turn Them into Monthly Income

Uncovering the Secrets of Millionaires and How to Turn Them into Monthly Income
Uncovering the Secrets of Millionaires and How to Turn Them into Monthly Income

Everyone dreams of becoming a successful millionaire and having financial freedom. However, achieving this status is often easier said than done.
One of the secrets to becoming a successful millionaire is investing in Egyptian real estate. With the right investment strategy, you can grow your wealth and generate a steady monthly income.
Investing in real estate investment in Egypt can be a great way to achieve financial success; it also offers numerous benefits such as tax savings and capital appreciation. So, if you want to gain money and regular monthly income, waiting for every successful millionaire’s secret might just be the key.
1- Preserving the value of funds in a fixed asset:
Investing in real estate is a way to protect your money from fluctuations in currency exchange rates, price hikes, and other risks. It is a stable asset, which means that it will never lose its value even during tough economic times.
2 - Effortless Source of Guaranteed Income: Real estate investing is a very successful way to generate passive income. This means that you can get income
Fixed monthly without doing any additional work. The real estate market is also one of the most stable markets.
3- Protects against inflation:
Inflation is an increase in the prices of goods and services, and it is likely to happen to any society. Investing in real estate can protect against this inflation because real estate prices will rise faster than the overall rate of inflation.
4- Quick win:
Buying or owning a property is a way to make money quickly. In the worst case, you will get back the amount you paid plus a small profit.
If you are looking for a safe haven for your money, there is nothing better than real estate investment, as real estate investment in Egypt is considered the most stable field among all other fields of investment, and therefore it attracts many investors. Below, we will review more about real estate investment, the future of real estate investment in Egypt, and information about real estate. in Egypt.

Investing in residential real estate

It is considered the best type of real estate investment, and it accounts for the largest percentage of investments, due to the great demand for residential real estate and also because the return on investment in residential real estate is high and profitable compared to other types.
This type is characterized by high returns, especially in the long run, especially since real estate prices are constantly rising.
There are different ways to invest in real estate, including:
Lease for the purpose of investment, which means buying or building a property for the purpose of leasing to others.
Buying houses and reselling them for the purpose of investment, which means buying, renovating, and maintaining a property, and then reselling it again at a higher price than the purchase cost.
Finally, if you really want to become a multimillionaire, I highly recommend Aqark365, which will assist you in becoming a millionaire.
submitted by Sara_14_ to u/Sara_14_ [link] [comments]

2023.06.01 02:26 hostileward I made the Crawl Pasta recipe irl with tomato sauce, rotini and ground beef

I made the Crawl Pasta recipe irl with tomato sauce, rotini and ground beef submitted by hostileward to VitaCarnis [link] [comments]

2023.05.31 15:56 kittehgoesmeow What A Day: The Struggle is Deal by Julia Claire & Crooked Media (05/30/23)

"Tomorrow's bill is a bunch of fake news." - Rep. Lauren Boebert (R-CO), playing the GOP hits

Beg, Borrow, Or Deal

Anybody else getting pretty fucking sick of Republicans holding the global economy hostage?
That’s about the end of the “good” news.
Members of Congress are now reviewing the bill and the House will begin voting as soon as Wednesday. The far-right flank of the House GOP is already threatening to oust McCarthy as soon as they can, because even a deal this deeply conservative isn’t evil enough for them. Cool party!

Look No Further Than Crooked Media

Join ‘Friends of the Pod’— the ultimate digital community for Pod Save America and Crooked listeners TODAY for a 10% discount on your first year of subscription. Hurry because this offer ends on 5/31!!
When you join Friends of the Pod you’ll get:

Under The Radar

Crowdsourcing tools have become central to certain aspects of our modern American dystopia, like paying for essential medical treatment that should be covered by (cough) universal healthcare, but it’s recently taken up an even more sinister function: as a fundraising tool for far-right extremists. People like Daniel Goodwyn, who pleaded guilty for his involvement in the January 6 insurrection, have raised tens of thousands of dollars in crowdfunding campaigns from other right-wing sympathizers who consider the indicted insurrectionists to be “political prisoners” instead of treasonous criminals, which…lol. So now, the Justice Department wants Goodwyn to forfeit the more than $25,000 he raised, and prosecutors in the over 1,000 January 6-related criminal cases are increasingly asking judges to impose fines on top of prison sentences to offset these donations. Most of those charged in these cases have taxpayer-funded public defenders, so it’s all but certain that they’re simply pocketing the money and using their criminal activity for explicit material gain. These crowdfunding efforts have mostly been orchestrated through GiveSendGo, the self-described “#1 Free Christian Funding Site,” because more mainstream sites like GoFundMe have barred January 6 defendants from using their platform.

What Else?

A New York federal appellate court ruled on Tuesday that OxyContin maker Purdue Pharma can shield members of the Sackler family, the company’s owners, from opioid lawsuits as an indirect protection of bankruptcy proceedings. The Sacklers will be forced to hand over an additional $6 billion towards fighting the opioid crisis they created as part of the agreement.
The trial of Robert Bowers, the man responsible for the deadliest antisemitic attack in U.S. history at the Tree of Life synagogue in Pittsburgh, PA in 2018 began on Tuesday. In opening statements, his own lawyer acknowledged that Bowers planned the attack, made antisemitic statements, and “shot every person he saw,” during the attack.
Ukrainian drones hit wealthy districts in Moscow, the first major military action outside of Ukraine, while Kyiv also suffered air strikes for the third time in 24 hours.
As artificial intelligence continues to develop at breakneck speed, deep-fakes and other easily-disseminated misinformation pose a huge threat to the 2024 election.
U.S. consumer confidence has reached a six-month low, particularly concentrated in the over-55 demographic.
Rep. Chris Stewart (R-UT) announced his plan to resign from Congress, possibly as soon as this week, due to his wife’s ongoing health issues.
The Carter Center announced that former first lady Rosalynn Carter, 95, has dementia.
Former Wyoming Rep. Liz Cheney gave a commencement speech at her alma mater Colorado College over the weekend. About half of the students turned their chairs around and sat with their backs to her in protest.

Be Smarter

Last week, retail giant Target acquiesced to the violence of far-right extremists in their stores over the company’s Pride collection by pulling some of the items entirely and relocating others to more removed corners of their locations. Now, the LGBT+ community is looking for answers about the dangerous precedent this sets. Progressive lawmakers and LGBT activist groups are lobbying corporations not to cave to far-right activism and develop new strategies to combat the rising tide of anti-LGBT violence. History has repeatedly demonstrated that kowtowing to far-right extremists doesn’t, uh, end well, and it’s clear that if corporations want to capitalize on their “allyship” during Pride month, they should not abandon the LGBT community and tacitly legitimize the views of violent right-wing bigots at the first signs of pushback.

What A Sponsor

This newsletter is sponsored by BetterHelp.
When you're at your best, you can do great things. But you can’t always be at the top of your game, and it’s normal to feel overwhelmed or like you aren’t showing up in the ways that you want to sometimes. Working with a therapist can help you get closer to the person you want to be. Because when you feel empowered, you can take on whatever life throws at you.
If you’re thinking of starting therapy, BetterHelp is a great option. It’s convenient, affordable, and entirely online.
Just fill out a brief questionnaire to get matched with a licensed therapist based on your unique needs and preferences. Then you can start communicating with your therapist in whatever format works for you – via video, phone, or live chat sessions. If your first match isn’t the perfect fit, switch therapists any time at no additional charge.
Life is unpredictable, and it’s impossible to know what’s around the corner. Consistency has to come from within. Find your empowerment, so you’re ready for anything that comes your way.
Visit BetterHelp.com/WAD to get ten percent off your first month.

Light At The End Of The Email

Disgraced CEO of Theranos and overall weird blood lady Elizabeth Holmes reported to a Texas prison today to begin her 11-year sentence for overseeing the massive blood-testing fraud at her former company.
Researchers in Southern California used drones to observe great white sharks and found that they’re near and around humans in the water much more often than previously thought (scary!) but the overwhelming majority of the time, don’t bother anyone (okay, good!), meaning shark attacks could be even less likely than prior measurements indicated. Love that for us!


submitted by kittehgoesmeow to FriendsofthePod [link] [comments]

2023.05.31 01:53 MassiveShoe7894 General tips from a 523 scorer

General tips from a 523 scorer
So I have gotten a lot of DMs about how I got my score and I thought that I should just create a post about how I studied and some general tips. For the record I scored a 523 on the 4/14 exam (131, 128, 132, 132) and I studied for around 3 months with school, research and EMS work on the side.

I think I am gonna start with some general tips that I think are often overlooked.
  1. GET YOUR SLEEP AND TAKE CARE OF YOURSELF. I cannot overstate how important this is. The difference between a good nights rest and a poor nights rest is insane. I was seeing a 5 point difference on practice exams when I was well slept vs poorly slept. Taking care of yourself is super important. You cannot learn effectively without good sleep and taking care of yourself. Eat well, sleep well, exercise, cut out that drinking and smoking etc...
  2. FIND WHAT WORKS FOR YOU. Another thing that I think is super important. We all learn differently and we each need to find what works for ourselves. The reality is that the MCAT is about your willingness to commit yourself to the exam for a few months and not really about your out and out intelligence. If someone is recommending a certain study plan and you find it hard to keep up with or are having a hard time learning, it is not the best plan for you. Consistency is key and if you cannot keep your routine up consistently it is not the right plan for you. Try different things, try different study places, different strategies for CARS etc.. Fuck around and find out ya get me?
  3. Don't beat yourself up. Your mental is super important. If you feel like you're doomed you probably are. Don't compare yourself to others and don't get bothered about not getting things right the first try or not scoring what you want to score. None of us are perfect and its ok to struggle from time to time. This goes back to taking care of yourself. I am not gonna lie, this subreddit can be really bad for your mental health after seeing all the high scorers and high achievers. It is better to make mistakes now than on the actual exam. This exam is not the end all be all and even if you do not do well, there is always more opportunities. You are only lost when you admit you are lost. Comparison is the thief of joy and while this exam is not joyful at all, you should still do your best to make it as bearable as possible. If you are struggling with your mental health (I know I was), there are people who are there for you and there are resources out there. Love yourself first and foremost.
  4. Don't get tilted on the real deal. I got tilted on my CARS section of my exam and had to rush through to just complete it. Looking back, this was a huge mistake. If you do not know, just take your best guess and keep on moving. What is done is done and there is always redemption on the next question.
  5. IDK if this is universal but I keep in mind that when the AAMC makes these questions, they expect a decent portion to get most questions correct. So there will be an answer that basically most people will be able to understand the logic behind and get correct. Most premeds (myself included) have the IQ of a snail w severe CTE so the AAMC will generally have logic that is 1 or 2 step at the most. If you have a tossup on the answers, think about which requires less of a logical leap and honestly like 80% of the time ur gonna be right on the money.

Anyway, here is how I studied.
I was studying around 3 hours a day.
Content review with kaplan books and KA for ps (I watched all the videos and took notes but this takes a long time. I had not prior PS knowledge going in and the KA stuff is gold). Looking back, the KA content is some of the best out there and should not be slept on.
Any topic that I was having trouble on I reviewed the KA videos or searched up topic + "mcat" on youtube and there are usually some really good videos out there.
I started milesdown anki as soon as I began studying and was doing around 80 new cards a day. Anything I thought was hard or anything I was iffy on, i created my own cards and sometimes would scribble down notes on a piece of a paper or my own index card to get it in my own head a little better.
Once content review was done:
3/4 cars passages a day (should have started this earlier), 120 questions on UGANDA a day w 1 practice exam a week w/ a day for review anything i was iffy on, i made more anki cards specifically for that topic. get content review done ASAP and get to questions. DW about your UGANDA score, it's tough and its meant to be like that.
Get the AAMC content done if you can. This is gold although their explanations are often "this is right because it is right, this is wrong because it is wrong".
Any practice exam that is not AAMC is garbage, the logic is bad and there is no reason to take them IMO. I took like 2 TPR exams and it was basically a completely different exam to the real thing with completely different logic.
That is basically the bread and butter of it. DM me any questions or drop it in the comments. I love you all!
Here are some awesome resources:
KA: https://www.khanacademy.org/test-prep/mcat
Miledown deck: https://ankiweb.net/shared/info/178384887
If you are just starting your journey: https://www.youtube.com/watch?v=ix-fZkaqz6g
AAMC FL explanations: https://jackwestin.com/resources/mcat-content/aamc-advanced-solutions
note: some of these explanations are kinda weird/bad/wrong (only like 1 or 2 in my experience tho) but they are way better than the AAMC explanations.
90pg PS doc on the sidebar of the subreddit
I reviewed this the night before my exam as well as the equations and constants from the miledown deck.
basic high yield stuff: https://www.reddit.com/Mcat/comments/m7argb/highyield_topics/

submitted by MassiveShoe7894 to Mcat [link] [comments]

2023.05.31 01:15 Dan_Stainberg [Econ][Retro] Canada's Federal Budget 2024 Unpacked


When analysing the new federal budget, there seems to be a nearly universal agreement on the politics that shaped the spending plan. Namely, this budget is big on spending, big on corporate tax reform. Having previously relied on the New Democratic Party to maintain an absolute majority, the Trudeau Government has opted for appeasing their parljlnenatry partners, aiming to buy more time for the this government before the next general election has to be called.
Politically, the Budget can be divided into there main lines. Namely, the Liberals trying to follow through with their promises from the last Federal Election, such as introducing the Canada Disability Benefit, a brand-new advanced research agency, as well as over-delivering on expanded supports for lower-income workers. Economically, introducing a tax-free CDB combined with noticeably more generous and broadly available Canada Workers Benefit also aims to boost Canada's labour force participation, to partially offset traditionally low per capital productivity of Canadian workers.
Then, the issue of the supply and confidence agreement with New Democrats comes into play, finally implementing a national dental care plan being finally brought into the budget, followed by a national prescription drug insurance scheme.
As on the greatest surprises comes in the form of what the Government framed as a "business assistance review" and corporate reform, that is set to be a structural response to US's Inflation Reduction Act, namely by brining programmes as IRAP to a one-stop shop, under an arm-length agency outside of the federal industrial strategy ministry. The Government is also following Europe's lead on development Canadian equity markets, that while incremental, may be a first step to less debt-dependent corporate Canada, while nurturing Canadian innovation, since tech companies tend to be much more reliant on equity financing, rather than traditional bank lending.
Politically, the Liberals continue to emphasise fiscal prudence of the budget, citing stable debt-to-GDP ratios, as well as the fact the budget actually contains a structural surplus, when excusing debt service payments from federal expenditure. Ottawa is also trying to hedge against future attacks when it comes to public subsidies, through introducing an independent oversight body, as well as providing full operational autonomy to a new umbrella organisation, to operate business investment programmes and other agencies.
Notably, however, the Liberals seem to be willing to further undermine their reputation as credible fiscal managers, rather the cause a new election by breaking their agreement with NDP, as the LPC continues to struggle in federal polling.

Strengthening Canada's Safety Net

Canada Workers Benefit (CWB) is set to be radically boosted, aiming to boost labour force participation while easing inflationary pressures for the most vulnerable workers. The budget drastically expands both the generosity and eligibility for the CWB by lowering the income threshold from $3000 of annual earnings to just $1, including income from self-employment. The Government of Canada also expands eligibility for the benefit, by more closely aligning it with Québec's Solidarity Tax Credit, making full- and part-time students eligible to claim CWB. The benefit is also enhanced through expansion of both the maximum amount payable and the introduction of a benefit floor - $3000 per annum for the floor and up to $4000 for maximum benefit - per family.
Additionally, the Canada Revenue Agency - as well as Revenu Québec, following a short negotiation with the province - are now required to administer both the CWB and the STC in real time, delivering automatic bi-weekly payments to all eligible individuals, so long they've filled their tax return for the previous year. Ottawa is also set to strengthen the programme by introducing the so-called "benefit shield provision" that protects benefit recipients from prohibiting benefit clawbacks in their income increases unexpectedly. Thus, annual CWB entitlement is set to be calculated on the basis on average reported earnings in the last 5 years, paid every 2 weeks. Sudden increases in incomes shall also be excused from the current year's calculation of benefit amounts, applied evenly over the next 5-year calculation period.
Same policy is set to be applied to all other federal benefits and credits, including the Canada Child Benefit - an income-based subsidy for parents - as well as the GST/HST Tax Credit, and the Climate Action Incentive Payment - a rebate paid to households to compensate for the cost of federal price on carbon where one applies.
As an interim measure, Ottawa is also set to introduced the "marginal earnings shield" policy that allows the Canada Revenue Agency to issue bi-weekly CWB payments to individuals facing prohibitively high marginal rates of personal taxation, whenever the effective rate exceeds 45 per cent. This includes benefit clawbacks from provincial programmes, as well as increased payroll deductions, such as Employment Insurance Premiums, Canada/Québec Pension Plan Contributions, as well as income tax, union dues, or any other payroll deduction from the CRA or Revenu Quebec. Notably, the earnings shield only applied to income bellow the median AFNI for the given province or territory.
Canada Disability Benefit (CDB) is to beintroduced to supplement provincial social assistance measures for people with special needs. CDB aims to top-up existing provincial disability support programmes, providing simultaneous supplementation of payment to eligible individuals. The benefit is set to be fully aligned with provincial requirements, but also provide equivalent support to those receiving provincial Workers' Compensation Payments, and CPP/QPP Disability benefits, to bring disable Canadians closer to the national poverty thresholds, with CDB maximum capped at $1000 monthly - that is however subject to inflation indexing.

Expanding Canada's Healthcare

Canadian Dental Care Plan (CDCP) previously announced in the last year's budget is finally being rolled out across the country, following almost a year of bilateral talks with the provinces and territories. The Plan remains open to anyone with a communed household income of bellow $120.000 as well as those without an insurance plan that provides free-at-use dental coverage. In case their income exceeds the eligibility threshold, they'd have to pay an increased premium collected by the CRA as a payroll deduction. Anyone is also free to obtain private dental care insurance, so long they don't have a public one, so long it provides continuous coverage, a fully covers all services provided within a medical facility.
However, even those with private insurance will still have to face the limitations of the Canada Health Act, namely being barred from any preferential treatment for services covered under the CDCP. To further maintain its universality, the Canada Health Act is amended to require every Canadian resident to maintain a valid dental care insurance coverage at all times, with on obligation on both Ottawa and the Provinces to provide access to that coverage to everyone. Private insurance is still allowed, so long it remains equivalent to the public plan, unless covering supplementary services. The respective assessment of a private plan's equivalence and universal coverage is carried out by Heath Canada, through referring the data that every employer is oblige dot provide, linked to each individual's Social Insurance Number.
Notably, the CDCP is administered - as promised - by a neutral agency, comprised of representatives from Health Canada and provincial, as well as territorial heads of ministries of health -- the Canadian Dental Benefit Administrators (CDBA). CDBA is in turn operates under a two-track system, where the CDCP Council within the CDBA, comprised of provincial representation, and Health Canada, sets up broader general standards of care, coverage, and premiums, while CDBA provincial offices administer the plan within the framework of general provincial health plans. Principal batches of CDBA are free to diverge from national guidelines on coverage and pricing, so long it doesn't change increase expenditure, and preserves free-at-use coverage without significant reduction in quality of care measured in waiting times or increased pressure on the staff, lower efficacy rates.
Funding through the plan altho provided through general taxation, is calculated as a flat income-based insurance premiums, deducted from CDCP's recipient paycheque as part of their Income Tax, with additional levies for those making above the eligibility threshold and choosing to enrol into the Plan. While co-pays are absent for lower income earners completely, everyone enrolled into the Plan is protected an annual limit for out-of-pocket dental care expenditures, capping spending as a share of one's income, that is also revised annually, in line with instigated payroll premiums.
Canadian Pharmaceutical Insurance Plan (CPIP) finally brings a long-awaited universal Pharmacare to Canada, especially territories and provinces other than Quebec. While previously Canada's public health insurance plans would only cover in-hospital medical services, leaving prescription drugs largely to the private market, CPIP is set to change that. The Plan provides compressive coverage for multiple prescription drugs defined in a "national formulary" administrated by the Canada Drug Agency at no cost to every member of the plan, that is tasked with evaluating and authorising the use of new pharmaceuticals to be sold in Canada.
However, CPIP's administration, namely negotiating prices for prescription drugs, is delegated to the Pan-Canadian Pharmaceutical Alliance (pCPA). Originally created as a strictly provincial initiative to join forcing in procuring pharmaceuticals for public drug plans, pCPA is set to be drastically expanded to negotiate prices for prescriptions on behalf of Canada as a whole. Thus, no drug that is deemed by the CDA or Health Canada to require a prescription can be sold, until a procurement deal has been reached with the pCPA.
When conducting negotiations, pCPA largely relies on already existing framework, with the Canada Drug Agency carrying out impact assessment and drug reviews -- a function previously reserved exclusively to Health Canada. pCPA retains it current institutional design, transitioning to completely independent organisation, only contained by appointments from federal, provincial, and territorial governments, with the final procurement deal requiring consent of Health Canada, CDA, federal and provincial ministries of health.
Trying to resist further increases in drug expenditure, pCPA is authorised to conduct joint funding with the Canada Drug Agency for new drugs, especially biologics and generic medications. Most significantly, however, is the "cost-benefit analysis" framework approach when negotiating drug prices or operating joint investment ventures. The assent is mainly focused on estimating long-term savings to the overall healthcare system, as well as possible impact of patients' ability to re-join the labour force. Thus, procurement expenditures are effetely weighted over long-term savings in the healthcare sector as well as future increase in premiums.
For its end the Government of Canada is set absorb absorb initial cost of running both Pharamacare and the national dental care, while avoiding reductions to federal healthcare transfers, with further increases managed through the Canada Health Transfer and bilateral negotiations with the privies. To avoid further deterioration of Canada's long-term fiscal position Ottawa is offsetting increased spending through phasing out all employer tax credits for health expenditures, as well as tightening eligibility for individual medical tax credits, while closing the readings gap through the CDCP and CPIP payroll premiums.

Canada's Quiet Corporate Reform

Canadian Equity & Debt Recovery Allowance (CEDRA) is set to largely emulate European proposals for the Debt-Equity Bias Reduction Allowance (DEBRA)733678) to align tax treatment for equity and debit across the tax system. CEDRA provides for a limited deduction of costs associated with issuing new corporate equity, namely stocks and bonds on Canadian stock exchanges.
The allowance is calculated using the year-on-year difference between total corporate equity multiplied by risk-free return on equity, equal to the rate for 10-year Government of Canada bonds. Notably, the deception is fully refundable, up to a maximum for any given year and can be carried forward indefinitely.
Just like its European equivalent, CEDRA provides for higher risk-free rate of return for smaller companies, as opposed to larger players. Higher rate is set to be the sum of the basic rate or return and the spread between interest rates for smaller and large businesses, calculated every year - CEDRA SMEs. However, unlike DEBRA, the Canadian allowance also provides for even more generous allowance for newer companies, regardless of their size, that is directly proportion to the rate spread between for companies operating for as long as or less 5 years, as opposed to existing incumbents, put on top of the 10-year federal government bonds rate - CEDRA Trailblazers.
b Notably, companies that qualify for both small and new entry rate deductions are allowed to combined both when calculating their entitlement for any given year.
The Government of Canada also brings a "green spin" the to the deduction, with a designated rate calculation for green businesses - CEDRA Net Zero. Thus, the gap in interest rates for low- and zero-emission borrowed and fossil fuel companies is set be compounded with the federal 10-year bonds, and then multiplied by the new year-on-year equity increase. Companies are also allowed to combine the "green rate" deduction with the new entry and small company rates so long the applicant is eligible for each of those individually. Companies operating in mining and processing of critical minerals, battery production, as well production of clean energy equipment and more energy-intensive solutions, including software.
CEDRA provides for special treatment of losses, including those cause by sudden dips in stock prices as a result of monetary tightening or short-selling. While falling short of full refundability, the Government of Canada allows to use deductible equity losses to offset both income and payroll taxes, as well as GST/HST payable for any given year, including carry-back provisions of up to 1 year.
As an additional measure, Canada is limiting debt interest deductibility for all companies operating in the country. Just like DEBRA, the Canadian allowance caps deductibility of net-interest debt payments - interest spent minus interest received - at the level of 85 per cent, with a maximum of $4 million. In line with European proposals, interest deductibility is additionally limited at 30 per cent of the borrower's earnings before interest, taxes, depreciation and amortisation. Companies would only be able to deduct the lowest amount in a tax year, but would be able to carry the difference forward or back, without indexing to inflation.
As an additional measure, the Budget also reforms the deferral dividend tax credit, including the one for Canadian-Controlled Private Corporations. Now, DTC is available to claim for any dividend payments received from a company incorporated in Canada, that has been operational for 5 years or less - DTC Trailblazers - or is actively contributing to the the green economy - DTC Net Zero, including mining and processing of critical minerals, battery production, as well as manufacturing of zero-emission vehicles, suitable materials and clean energy machinery & equipment.
Capital Cost Allowance Green Deduction - allows for full expensing of both machinery & equipment as well business property, for M&E for companies in "green industries", as well as investing in greater energy efficiency of existing industrial structures and equipment, including the cost of full replacement for everyone else. The increased rate also applies to non-mining - with accelerated appreciation maintained for critical minerals - companies of up to 5 years of age.

Canada's New Net Zero Industrial Policy

Investment & Innovation Canada aims to bering several federal crown corporations and business assistance programmes under one roof, operating as a one-stop shop for Canadian businesses. Notably, all entities brought under IIC have their mandrel explicitly promoting competition, namely considering either new market participants or SMEs first, for their investment considerations. Additionally, all participating agencies are set to aim at fulfilling Canada's Net Zero commitment, thrust greater coordination and a more cohesive instrument mix. The agency also aims to provide end-to-end support for Canadian companies across the board, including both setting up, and the scaling up new and existing players, aiming to promote competitive export-oriented companies in critical industries.
Additionally, Investment & Innovation Canada introduces significant restructuring business assistance and subsidy institutions themselves. This mainly involves putting maximum emphasis on the "place economy" aiming to decentralise every member institution to the greater possible extent, tailoring their operations to the needs of a local markets. To avoid further confusion, IIC focuses on setting up highly autonomous local branches, to be combined in one-stop-shop for local businesses, by merging the their branches with Canada's Regional Development Agencies, and providing them with full operational autonomy, including agencies that were previously managed directly by the Government of Canada.
IIC is set to coordinate and facilitate operations between following crown corporations:
Business Development Canada (BDC) - a crown corporation tasked with providing capital for Canadian small & medium sized companies, including lending directly to investors to allocate capital to promising companies. Notably, BDC has the scope of their mandate extended, being allowed to provide direct funding to promising companies, as well as new entrants in highly concentrated markets, such as telecommunications, transportation, and banking. Just like EDC, Business Development Canada prioritises support to export-oriented companies.
Export Development Canada (EDC) provides a wide range of export support services and financing, such as risk insurance and direct business guidance, as well access to adorable capital to conduct export operations outside of Canada. Notably, however, under its renewed mandate, EDC is set to also encourage intraprovinical exports to an extent comparable with the support provided to those seeking to enter foreign markets. Equally, EDC has their competences extended to also facilitate overall trade-intensity of Canadian industries, including through increased exposure to imports, both between the provinces and foreign markets. While previously focusing exclusively on promoting overseas sales, the bank of set to roll out equal access to its services to those willing to export into Canada, especially when it comes to components, unfinished products, and intangibles.
Canadian Infrastructure Development Corporation (CIDC) is set to bring together the Canada Infrastructure Bank, the housing accelerator and developments funds, and other related projects, facilitating the supply of funding to national and local infrastructure projects, including affordable housing and public transit, signifying the first time housing is being considered part of Canada's infrastructure. CIDC also brings the Canada Housing & Mortgage Corporation to the table, as an independent body within the CIDC, largely focused on monitoring the market and providing independent impact assessment. Notably, CIDC is set to be allowed to fund projects that are yet to obtain private commitment, giving a first move advantage, so long the project has received an approved for respective regulatory authorities and indigenous groups affected, or if a project aims at reducing carbon emissions.
Labour Development Canada (LDC) is focused on creating more coherent space for federal labour market policy and workforce development, being tasked with development and screening of both businesses and applications in need additional training, as well as matching businesses struggling to recruit with those seeking a job. LDC is also responsible for administrating the Canadian Job Bank, as well as developing the curriculum and training standards for designated sectors. Notably, the Bank also being grated an explicit rights to enter into commercial agreements with provinces, municipalities, and legal entities providing funding for the private sector to re- and up-skill the local workforce, as well as integrate as many people as possible into the labour market.
As its unique feature, each LDC branch is legally required to maintain employee and business representation, with the need for unanimous consent when developing and implementing new measures. Notably, this includes local unions, business associations, and advocacy organisations in the region.
Initial funding the bank is set to be maintained under the Labour Market Development Agreements as well Workforce Development Agreements between Ottawa and the provinces, however the LDC is expected run a "structural surplus" for its existing programmes through employee and employer payroll deductions negotiated under each programme respectively. Therefore only using discretionary federal and provincial spending when operating federal or provincial programmes and launching new initiatives.
Labour Development Canada is also allowed to compete directly with employment agencies and directly administer federal programmes such as the Canada Summer Jobs, while pursuing it mandate: to maximise labour force participation and increase Canada's labour productivity, while increasing access to suitable permanent jobs above the federal poverty line.
Advanced Research & Innovation Canada (ARIC) provides all-in-support for research and development projects aiming at achieving a Net Zero Economy. ARIC brings together the Canadian Foundation for Innovation, and the National Research Council, and the Canada Research Chambers and Canada Growth Fund itself to provide end-to-end support for new green technology. While the Canada Foundation for Innovation provides funding for university research, the Canada Research Chairs brings the human expertise to ARIC, with the National Research Council supporting industrial and company-based business R&D. The Canada Growth Fund, on the other hand aims to provide funding for scale-ups in the green space and innovative sectors, mainly through comprehensive risk sharing and direct lending to existing projects. Unlike other agencies, CGF also has an explicit mandate to support funding for Net Zero and facilitate the acquisition of intellectual property by Canadian enterprises as well as support the creation of new IP by Canadians and in Canada. However, CGF is also being allowed to directly fund industrial research and development to expand accessibility of existing green technology, even where private sector funding has not yet been committed.
Aerospace Development Canada (ADC) delivers direct funding, for R&D and skills in the aerospace sector, as well as providing assistance with training, talent attraction, retention, and initial funding for the aerospace industry. ADC is allowed to also directly fund university research and eduction for those working in the aerospace industry.
Automation & Robotics Canada (ARC) focuses on supporting wider use of automaton and robotics across the Canadian economy. ARC specifically allows companies to obtain a rebate for their M&E expenses, as well as receive a loan or a grant to modernise existing equipment, or replace, expand existing industrial assets. SMEs can recuperate up to 110 per cent of their M&E expenses with ARC, and over 125 per cent when it comes to automating their processes and installing newer software. Notably, ARC is set to operate in parallel with the Canada Digital Adoption Program.
Agri-Foods Canada (AFC) administers programs when it comes to agricultural and foods production, focusing on providing funding for agricultural research, and development of new products, chemicals, processing methods, and crops that utilise that are more environmentally suitable.
While major business assistance programmes remain within the realm of the federal ISED, IIC is allowed to administer those directly and change their structure, so long associate costs are borne by the IIC institutions themselves. Programmes immediately transferred under the responsibility of IIC include the Canada Digital Adoption Program (CDAP), the Industrial Research Assistance Program (IRAP). Notably, however, IIC uses several other finical instruments to carry out its mandate:
Following the re-structuring the Government of Canada also expands funding for the Competition Bureau, and the Competition & Markets Commission of Canada. Namely, both are receiving additional functions, of overseeing the federal business assistance regime through the Canadian Business Assistance Office (CBAO) -- an independent standalone parliamentary institution. CBAO is tasked with evaluating the performance of business assistance programmes and institutions, including IIC and its member bodies, as well as any business investment made by the Government of Canada, though annual programme reviews and recommendations. Notably, the Office can order the Competition Bureau and the CMCC to investigate specific cases, as well as conduct joined programme reviews.
As on overriding set of criteria, the Office is set to evaluate how existing government programmes measure against increasing competition in a marketplace - being required to prioritise companies of 5 years of younger, as well as SMES - and foster finically independent enterprise - defined a profitability over the 5 year period excusing government assistance -, as well as help to achieve the Net Zero goal.
The Office is set to also maidan regional representation, aimed at scrutinising Regional Development Agencies, each branched aimed at a respective RDA, with a representative from CBAO and a respective provincial or territorial legislative assembly.
To further strengthen the accountability regime, the Budget amends respective acts relating to the Business Development Canada, Export Development Canada, National Research Council, Regional Development Agencies, and the Canada Infrastructure Development Canada's constituent units, as well as an additional overarching mandate for the Investment & Innovation Canada.
Thus, all the parties affected now have to comply with a "dual" mandate oversseen by the CBAO. Apart from fulfilling their original duty, such as infrastructure development, export promotion, or investment in green tech, all the agencies ought to remain finically profitable indecent of public support, defined all persistent surplus over the 5-year horizon.
In turn, the agencies are allowed to earn income through repayable grants, equity stakes, as well as acquisition of assets, such as intellectual property, and issuance of Canada Development & Innovation Bonds. CDIBs are set to be equated to the Government of Canada bills, with Ottawa directly guaranteeing the ability of an issuer to service their debts. Notably, each issuance has to be authorised by the IIC, before a respective institution can act on its own.

Additional Readings

submitted by Dan_Stainberg to Geosim [link] [comments]

2023.05.30 14:22 WilliamKallio [Election] [RETRO] 2023 Dutch Snap Election

September-February, 2023-2024 Netherlands


Pieter Omtzigt, BBB Gambit Succeeds, Van der Plas Enters into Negotiations for Right-Wing Coalition, PvdA-Groenlinks Form Opposition, Rutte Announces Retirement from National Politics

In the aftermath of the earlier Provincial elections, Senate elections, and the failed Senate coalition talks, the Mark Rutte was faced with no option but to dissolve the Cabinet and call for snap elections in November. With two months to campaign so early after the Senate election, Rutte hoped to achieve several things. The first was exposing the BBB's growing pains as it barely has had half a year to govern the provinces and had to build a Senate list from scratch (though so far, it appears the BBB has done better at vetting its list than the FvD, as they are showing unity), force Pieter Omtzigt to either burn himself out on creating his own political faction or join an existing party (almost certainly the BBB) and throw a wrench in their unity, and take advantage of the PvdA-Groenlinks weaker than average polling after negotiating for so long with the Rutte IV Cabinet. Still, Rutte faces an extremely uphill battle to continue governing the country as the nitrogen bill, cost of living, and the probable likelihood that even if the VVD was the formateur, getting a Rutte V cabinet would be extremely difficult. Still, Rutte can rely on one shining beacon in this mess, his foreign policy. He can tout successes in Ukraine as well as showing some independence from the EU, which will likely form the basis of his re-election campaign. Meanwhile, the main two opponents for first, the PvdA-Groenlinks coalition and the BBB, have their own set of challenges to face as they prepare to present themselves as competent, functional alternatives to another Rutte Cabinet. In addition to that, the Dutch political scene is greatly fractured, and the Christian vote has been thrown into chaos by the actions of the Christian Union, while many smaller left and right wing parties will draw precious votes away from the main three contenders. Finally, there is the curious case of Pieter Omtzigt and what he plans to do this election.

Pieter Omtzigt's Decision

Pieter Omtzigt is something of a lightning rod in the Netherlands, he first came to major prominence uncovering the childcare benefits scandal in 2019, which led to the downfall of the Rutte III Cabinet in 2021. In 2020 he failed to become the leader of his former party, Christian Democratic Appeal, which led to a chain of events wherein it was revealed that many members of the CDA and the Rutte IV Cabinet had secretly been badmouthing him and his work, calling him unstable, a jerk, and a psychopath, among other things. This eventually led to him leaving the CDA and taking a leave of absence from House of Representatives and suffering burnout, though he recovered and return to his seat later in 2021. In the intervening two years, Omtzigt has continued to be a very popular politician, with polling indicating that if he formed a political party, it would far and away win first place in any general election. Projections from early 2023 even saw the possibility of a 33 seat win if he stood with his own party, or a 53 seat victory if he stood with the BBB. While Omtzigt earlier had ruled out joining the BBB and seemed to prefer forming his own political party, the sudden collapse of the Rutte IV Cabinet has seemingly axed this plan, as though Omtzigt had been working behind the scenes to build a sufficient list and begin working towards a 2025 run, having that process sped up to the time between September and November means he almost certainly would suffer burnout if he went it alone.
The BBB, fresh off being the plurality party of the Senate, holding many provincial governorships, and having high polling numbers in its own right, is the next logical option for Omtzigt. His bargaining position is good as they already agree on many domestic and foreign policies, and Caroline van der Plas has signaled multiple times that the BBB would be receptive to his entrance. As such, it was perhaps not the most surprising thing when Omtzigt decided that coopting the existing infrastructure of the BBB would be his best bet to affecting the change he most desperately wanted to see in Dutch governance and transparency. In the midst of the BBB preparing its candidate list, campaign strategy, and expanding itself outside of just the nitrogen issue and protest votes, a call from Omtzigt was most welcome.
In late September, Pieter Omtzigt officially joined the BBB, having had a large say over its agenda and campaign promises, as well as having his share of candidates added to the BBB list. Polling immediately surged for the BBB, stoking fears among the left and centre that they could be facing a 40 or 50 seat strong BBB. The deal was mutually beneficial for both parties, as Omtzigt added many of his own ex-CDA allies to the BBB lists and was granted much oversight over the platform, while also getting access to the funding and infrastructure of the BBB, while the BBB and Caroline van der Plas had major increases in polling in return for policy concessions that were largely already aligned. Owing to Omtzigt's prior burnout, a governing arrangement where Omtzigt will lead the BBB in the House (and have significant sway with any BBB Cabinet) while van der Plas would be the formateur of any BBB Cabinet (owing the Dutch system of government, cabinet members cannot also be in the House, allowing such a situation as to be workable). While Omtzigt would have preferred his own party, even he must admit it is much easier to work with the already established BBB and the BBB's willingness to adopt his positions engenders confidence in the long-term feasibility of such an arrangement.

The Campaign Trail - BBB

The marriage of Omtzigt and the BBB had another positive for the BBB, it now had a good foundation to branch out of being a party primarily centred around the nitrogen issue and being a party of protest, and instead focus its efforts on firmly establishing itself as a mainstream political voice. In early October, the BBB was polling at over 30% of the popular vote, and was projected to obtain 45-55 seats in most polls, which would be the largest plurality since the 1970s, if not the largest in history. Omtzigt and van der Plas shared the spotlight quite well, with Omtzigt able to focus on the issues he was passionate about, while van der Plas did the brunt of genuine campaigning, which allowed Omtzigt to keep a manageable workload. Meanwhile, the BBB's administrative staff were busy building a comprehensive and sound list, comprised of Omtzigt's followers and BBB loyalists. The consensus of the election was that the election was the BBB's to lose, and so the BBB focused on a positive campaign that attempted to solidify the party as a constructive centre-right populist party.
The actual platform and main campaign focuses of the BBB were a mishmash of Omtzigt's transparency and pensions goals, as well as more traditional BBB goals. Being a rural focused party, as well as one with a significant portion of pensioners supporting it, the main three planks of the party were pension reforms, electoral reforms, and transparency in governance. Omtzigt led the effort with pensions and transparency, calling for an end to the Rutte Cabinet's "misguided and fantasy reforms" that he argued did not at all address the inflation crisis of the decade, while calling for a major overhaul of the transparency of the Dutch government. Particularly, he has called for expansive whistleblower protection legislation, repealing Article 120 of the Constitution to allow judicial review of laws, and proactively releasing models and data by which Dutch ministries and the government come to formulate laws. Caroline van der Plas led the more rural-focused call for electoral reform, arguing for creating a dual list and district system for the House, creating multi-member districts so as to allow Dutch citizens a great say in who represents them locally, while still allowing smaller parties to gain seats in the list votes. Of course, van der Plas was more focused on the bread and butter of the BBB, nitrogen and climate reforms. She railed hard against the Rutte Cabinet's nitrogen bill, as well as its wind and solar measures, though has further outlined the BBB climate policy. She argues that rooftop solar power, modernizing Borssele with new reactors, and building two new nuclear power plants is better than using vast areas solely for wind and solar energy collection, though she has also dropped the opposition to making homes gas free by 2050 and has reaffirmed her wishes to keep LNG production closed in Groningen. She also calls for reducing environmentally protected lands and focusing on rail travel instead of car or air travel.
Outside of Omtzigt's pet policies and the traditional BBB policies, the BBB has also focused on expanding its list and utilizing existing politicians to promote a plethora of different policies that appeal to non-traditional (or those who primarily support the BBB to protest Rutte IV) voting groups for the BBB. For example, the BBB has come out in favor of expanding the defense budget to 2.5% of the GDP and giving Ukraine the soon to be retired F-16s of the Dutch Royal Air Force. The party has supported introducing one year of mandatory civil service for young Dutch, to be served either in one go or over 4 summers, to appeal to the elderly and middle aged voters who have been clamoring for a return to conscription. Conversely, to appeal to the younger generation, the BBB has proposed immediately reintroducing the basisbeurs college grant system and abolishing the loan system, as well as forgiving the equivalent of what those who given loans would've been given by the old system, as well as reducing the amount of foreign student visas given out, all of which has found tremendous support among the 15-30 age group. The BBB has also focused on organized by coming out in favor of legalizing the large scale production of marijuana while also cracking down on organized crime, specifically the drug trafficking rings operating in the port cities. Finally, the BBB has tried to brandish its right-wing credentials by calling for reducing the amount of non-EU migration and asylum seekers flowing into the country, while calling for further subsidization of housing (while also introducing a mildly leftist policy point by calling for self-occupancy requirements so as to reduce housing speculation).

The Campaign Trail - Everyone Else

[M] Would've written more, but I'm running far behind schedule! [/M]
Prime Minister Mark Rutte quickly found his gambit to call for a very sudden snap election backfiring, as the BBB seemed to weather campaigning and merging with Omtzigt quite well. Even the left seemed to be doing quite well as the PvdA-Groenlinks's campaign saw them polling as second only to the BBB. The other minor parties stayed largely stagnant, as most right wing protest voters went with the BBB, while PvdA-Groenlinks courted much of the left, though invariably there'd be over dozen parties represented in the lower house. The debates saw van der Plas come out on top as she focused on substantiative issues while others focused on attacking Rutte IV, resulting in the BBB looking like policy-focused and engaged politicians in comparison. Rutte himself didn't do poorly, but his campaign was already floundering as the BBB-Omtzigt alliance was rolling through everything.

The Results

Party Seats Coalition Popular Vote PV %
BBB 48 3,195,841 30.6%
PvdA-Groenlinks 19 (9 for Groenlinks, 10 for Labour) 1,295,750 12.4%
People's Party for Freedom and Democracy 17 Rutte IV 1,144,319 11%
Democrats 66 12 Rutte IV 826,818 7.9%
Party for Freedom 9 652,830 6.3%
Party for the Animals 6 449,183 4.3%
JA21 6 443,674 4.3%
Volt 6 422,346 4.0%
Socialist Party 6 398,613 3.8%
Christian Democratic Appeal 5 Rutte IV 381,649 3.7%
Christian Union 5 350,261 3.4%
Forum for Democracy 5 342,569 3.3%
Reformed Political Party 3 210,248 2%
DENK 2 210,248 1.9%
BIJ1 1 74,256 0.7%
Other 0 54,509 0.5%

Coalition Formation & the Aftermath

In the immediate aftermath of the election, Mark Rutte announced his official retirement from politics once his caretaker government is replaced. Meanwhile, Caroline van der Plas and Pieter Omtzigt were jubilant as they were boosted to a landslide victory and plenty of coalition opportunities. While the PvdA-Groenlinks alliance had failed to come out on top, they did well enough to be the second largest party in the House, and were primed to be the primary opposition party, though they will have to deal with talks of dissolving the alliance following the loss. Every Rutte IV coalition partner lost seats, with the incumbent VVD losing half of its seats and the CDA losing 2/3rds of their seats, almost entirely due to the BBB. The BBB also holds the honor of coming in first in every province and the Caribbean islands, largely thanks to the appeal of Omtzigt.
Given their seat totals, the BBB had a range of options for forming a coalition, but they went with the most conventional approach. The VVD, now led by Dilan Yeşilgöz-Zegerius, was all but necessary, and brought their coalition to 65 seats. In order to obtain the minimum of 11 extra seats, the BBB decided it'd work with JA21 and the Christian Union in order to get 76 seats for the Coalition, with the CDA and the far-right parties expected to help the government in any 2/3rds majority requirements. It was expected the policy negotiations wouldn't be a major hurdle, as all parties were right-leaning, with most of the cabinet negotiations coming down to EU policy and exactly how much of the climate policy would be changed. Negotiations ended in February, 2024, with Caroline van der Plas officially appointed Prime Minister (and thus becoming the first female PM in Dutch history), with the BBB, VVD, JA21, and CU forming the Van der Plas Cabinet.
submitted by WilliamKallio to Geosim [link] [comments]

2023.05.30 06:34 MonstersOnTheHill I am late 30s, live outside NYC, and have a HHI of $400k+. I work full time, have two kids, and am a grad student

I'm a day late posting this -- I'm sorry to have gotten off schedule! I realize there have been a lot of high-earner diaries recently, but I hope my perspective is still of interest.

Section One: Assets and Debt
Retirement Balance: $460K (mine) and $250K (husband’s). We both max out our annual withholdings. I’ve been working longer than him, and my employer offers a more generous match, which contributed significantly to my balance.
Equity: $275K. Our home is currently worth about $450K. We live in a M-HCOL area (far) outside of NYC, and our home was a fixer upper when we bought it. Honestly, it’s still a fixer, and we are saving towards a major renovation.
Cars: Maybe $15-$20k total…we drive two paid off cars. One is 13 years old, and the other is 10 years old.
Other Cash and Investments: $150K
Credit card debt: None, paid every month
Student loan debt (for what degree): $80K towards the grad degree I’m pursuing now. Since we’re saving towards the home reno, I’m financing my degree rather than paying for it outright. I know this is counterintuitive given the interest rate environment. However, the home reno has been a priority for us since we bought this home.
Daughters’ 529s: $75K
Total Net Worth: $1.145M
Section Two: Income
Income Progression: I've been working in my field for 13 years and my starting salary was $40,000.
I work as a Director of Financial Planning & Analysis in a niche field. I won’t go into too many details because it’s a small world. My salary progression was as follows:
Year 1: $40,000 starting, right after recession. I had an amazing boss who mentored me and recognized my potential. After six months, I received a promotion and raise to $60,000.
Year 3: Promotion and raise to $90,000, for a role with more financial and analytical responsibility. Although I worked hard, I continued to benefit from having a boss who advocated for me. I consider this a major turning point.
Year 8: Raise to $120,000 for additional responsibilities after a coworker retired.
Year 10: Raise to $135,000
I’ve received an average of 2.5% COLA increases and now earn $145K. My boss has requested a $10,000 bonus for me this year, which I haven’t yet included because it’s still under review.
My husband earns $260,000 base salary as a VP of a large corporation (this is a very recent raise…he was at $200K previously). In addition, he can receive a performance-based bonus of 20-30%. We don’t include his bonuses in our financial planning because they are not guaranteed and because a portion is RSUs. When he receives a cash bonus, we put it towards our daughter’s college accounts and/or our home reno fund.
Education: I have a bachelors and a masters in a field unrelated to my career. My tuition was paid by scholarships/assistantships. In addition, my parents covered my living expenses during undergrad. During my first graduate degree, I worked 3 part-time jobs to cover my non-tuition expenses. I’m now enrolled in a grad program more directly related to my career. My employer encouraged me to do this program and generously allows me the time out of office. In addition, if I stay for a certain number of years, they will reimburse a portion of my tuition.
Main Job Monthly Take Home:
Monthly take home: $6,300 after taxes, retirement ($1,875) and medical/dental benefits ($110– self only)
Husband’s monthly take home: $12,560 after taxes, retirement ($1,875), and medical/dental ($400 for him and our two kids)
Section Three: Expenses
Mortgage: $2,485 for principal, interest, insurance, and taxes. We refinanced to a 15-year loan at 2.3% when rates were low
Daycare: $3,510 per month (full-time for a toddler and preschooler)
Savings contribution: $3,000-$5,000
Daughters’ 529 accounts: $2,000 ($1,000 each)
Debt payments: $700 towards my student loans. This will increase once I’m done with my degree
Donations: $3,000 annually
Transit $350-400 for husband’s commute (3x/week to NYC)
Electric: $60
Wifi/Cable/Landline: $120
Cellphone: $180
Subscriptions: $59 for Netflix, Hulu, Disney+, Duolingo, Apple Storage, and credit monitoring
Gym membership: $149 for Pure Barre
Husband’s physical therapy: $130 (portion not covered by insurance)
Car insurance: $3,200 annually. (This seems high, considering we have good records, don’t drive much, and both cars are paid off. I need to look into this)
Life Insurance: $3,100 annually
Day 1 (Saturday):
6:00 AM: Wake up. I’m doing a modular course for my graduate degree, and the class wraps up today. I study for the exam that happens this afternoon. A little after 7, I walk to a nearby coffee shop and buy a large Americano for $4.50 including tip. When I’m back at the hotel, I pack up my room and leave a $20 tip for housekeeping. On the way out, I drop my bags at the bell stand. The hotel cost is covered by tuition.
9:00: Meet with my study team to finalize a paper and presentation that’s due today. At noon, we break for lunch (also covered by tuition). I have a salad and lots of carbonated caffeine. After lunch, we have an hour-long final exam.
2:00: Final course wrap up. It’s been an intense week-long session. I learned a lot, but am so ready to head home. I walk back to the hotel to retrieve my bags. Along the way, I stop to buy an empanada ($8 including tip). Then I call an Uber to the airport ($55 including tip). While in the Uber, I talk to my husband and daughters, who are 1.5 and almost 4. Due to the time difference, it’s their bedtime and if I don’t catch them now, I’ll lose my chance. I promise them that I’ll be home when they wake up in the morning. A lot of my classmates went to dinner together before heading to the airport. On the one hand, I have FOMO because my classmates are awesome. But on the other hand, it was really important to me to talk to my family, and I know I couldn’t have done that easily in a bustling restaurant (I’ve tried, and it was a frustrating experience for everyone!).
6:00: Arrive at the airport. I check my bag ($35). Once I’m through security, I pick up some souvenirs. My hotel wasn’t in an area with good shopping options, and the class days were pretty packed anyway. I get locally made chocolate for my husband. The girls get a small stuffed animal each, and a book to share ($70 total). Then I treat myself to crab cakes and a French 75 to celebrate the end of the week ($60 including tip).
10:00: On the flight, I read until the cabin lights go out and then try to sleep. I used to be able to sleep better on red eyes, but I wake up every 15 minutes.
Day 1 Total: $252.50

Day 2 (Sunday):
6:00: Flight lands and I gather my bags and take the parking shuttle. Although I parked in an economy lot, the total was still $174. Ugh – this has been an expensive week.
7:45: Arrive home. The girls crawled into our bed and are snuggled up next to my husband. The toddler wakes up as I come into the room and the look on her face when she sees me is priceless. Our preschooler wakes up soon after. It’s so good to be reunited with my people! We all head downstairs and have breakfast (waffles and cereal, plus a huge pot of coffee). It’s cold and rainy today and we spend the morning watching TV together.
10:00: Our toddler falls asleep for her nap, and my husband encourages me to do the same. Our preschooler is happily entertaining herself with Legos and puzzles, so I doze for a couple hours. Around 1:00, we all have turkey sandwiches for lunch. Then, I take over kid duty so my husband can finally have some time to himself. He spends the afternoon woodworking in his basement workshop.
2:00: Our preschooler’s birthday is coming up. I buy digital invites from Etsy ($12) and send them to Staples to print ($16 with a promo). They are ready in about two hours and we pick them up. My preschooler asks for kinetic sand at Staples and I cave in and buy it for her ($11). I constantly complain about the amount of “stuff” in our house, but to be honest, I’m guilty of contributing to the clutter. When we get home, I spend the afternoon doing crafts with the girls.
5:15: We heat up some leftovers that my in-laws dropped off while I was gone. We do the girls’ bedtime routine a little early since everyone seems tired. Lights out by 8:00 for the girls. Then I catch up on work email and start making a list for the week. For the purposes of this money diary, my husband mentions that he spent $270 yesterday restocking groceries. Then I watch Succession and head to bed
Day 2 Total: $483

Day 3 (Monday):
5:08: My alarm goes off because I typically go to Pure Barre on Monday morning. I’m still jetlagged so I decide not to go today. I hadn’t actually signed up for a class because I had a feeling this would happen.
6:30: Everyone else is still asleep, so I go downstairs to make coffee and enjoy a few quiet moments to myself. When my husband and kids wake up, we all have breakfast (frozen waffles and berries for the kids. English muffins for the adults).
8:30: Drop the kids off at daycare and then get to work. I work primarily from home, so I just have to walk upstairs to my office nook. I spend the morning prepping for an important meeting tomorrow with senior leadership. I get a reminder on our phone that our toddler has a well-child visit today…usually I sync my calendars, but I totally neglected to log this on my work calendar, and it conflicts with a meeting with our chief of staff. CRAP. I debate canceling the doctor’s appointment, but decide to keep it. Our toddler is getting vaccines today and if I don’t keep the appointment, I’m not sure when I can reschedule. I apologize profusely to our COS and ask if we can reschedule. She says not to worry, and that she appreciates the extra time in her schedule…hopefully I didn’t make a bad judgment call.
1:15: I quickly eat a turkey sandwich for lunch and then pick up our toddler from daycare for her appointment. These well visits usually take 30 minutes and are covered by insurance. As luck would have it, we spend 90 minutes waiting because they are running behind. Luckily, I have snacks and activities in my purse to occupy her. To pass the time, I browse for favors and paper goods for our older daughter’s upcoming party. I end up buying paper goods, decor, and favors ($67 from Target) and iced sugar cookies ($240 from Etsy). As I type this, I realize how bananas it is to spend that much on decorated sugar cookies. Our incomes have increased pretty dramatically in the past few years, and although we haven’t increased our fixed expenses, we’ve definitely succumbed to lifestyle inflation for one-off things like this. It’s something I need to be aware of. I’m finally home around 3:30, just in time for my next call. My husband is WFH today and takes over kid duty during this call.
5:15: It’s time to pick up our older daughter from preschool, but my call is running long so my husband picks her up. For dinner, we make salads topped with roast chicken. The toddler loves salad, but our preschooler proclaims “I don’t like green leaves – I’m not a caterpillar!”. Well, okay then.
8:30: We do the girls’ bedtime routine, and then I continue prepping for tomorrow’s meeting. I wrap up around 1:00 am. While I’m working, husband preps two meals that just need to be reheated sometime later in the week. Good night!
Day 3 Total: $307

Day 4 (Tuesday):
7:30: Kids and I sleep in a bit this morning. My husband left home around 5:45 since he’s going into the office, so the three of us are on our own. For breakfast, the toddler has toast and berries. The preschooler has bran cereal and a frozen waffle. I eat their scraps, washed down with coffee.
9:15: I drop the kids off at daycare a little late this morning. Then I get working and practice the presentation I’m giving at 11:00
12:05: Call is over and I think it went as well as could be expected. I make myself a turkey sandwich for lunch. Then I go to the post office to mail a birth certificate request for our youngest daughter’s passport application. The cost for the birth certificate is $50. I also spend $15 at the post office to mail the envelope and buy stamps. Then it’s back to work.
5:10: Pick the girls up from school. My husband gets home around 6:45. Dinner tonight is a tofu and broccoli stir fry with rice. I don’t cook much, but I make this meal weekly and it’s everyone’s favorite. The secret is using soy sauce that is seasoned for seafood. It has a much deeper, richer flavor than standard soy sauce.
7:30: Bathtime and bed for the girls. I text with a mom from daycare whose kids are the same age as ours. We arrange a playdate for an upcoming weekend. She seems sweet and easygoing, and I’m hopeful that she and I will develop a friendship – making friends is hard when you’re an adult!
9:10: I debate doing schoolwork or “work work.” Schoolwork wins tonight…I spend about two hours prepping a case study.
Day 4 Total: $65

Day 5 (Wednesday):
5:30: Wake up and start working. I still have a lot of deliverables to catch up on. Husband leaves as usual to commute into the city.
7:00: I get an email and text message that daycare had to close today due to unforeseen circumstances. There was an issue with their plumbing that impacts the whole building. Oh no – I immediately feel a pit in my stomach. I really can’t afford this today, especially because I am out this Friday for another day of class. Although our preschooler is pretty independent, our toddler needs constant supervision. She’s always a moment away from jumping off a couch, climbing on a table, or otherwise causing herself bodily harm. My husband has multiple meetings with his division president today so he can’t realistically come home to help. Argh. I feed us all breakfast and prepare myself for a difficult day. I send my boss an email to let him know the situation, but promise to stay on top of my work after hours as needed. I also log a half day of PTO in the payroll system…I figure I can probably be about 50% productive today.
10:00: Our toddler falls asleep for a nap, so I frantically send out emails and run reports. Our preschooler watches shows on her tablet.
12:15: Toddler is up from her nap. Our poor preschooler has been on her tablet for too long and her eyes are glazed over. I decide to take the girls out for lunch to break up the day. We go to Jersey Mikes since it’s nearby and fast. The girls each have a kids meal and the toddler is delighted that it includes a kids cup. I have an Italian sub ($29). We eat outside and the preschooler hums and loudly proclaims "I love Jersey Mike's!"
1:30: We get back home and I jump on an internal call. Thankfully the girls are well behaved and don’t cause any disruptions, beyond waving hello at the start of the call.
3:00 I have another call and the girls are again on their best behavior. PTL. Maybe I’m just lucky, or maybe it’s that I bribed them with cookies.
4:45: I wrap up the workday a little early. I take the girls on a walk since the weather is nice. When we get back inside, they immediately melt down. The toddler wants to be held constantly, which is a challenge because she weighs 24 pounds. The preschooler is thrashing, spitting at me, and throwing toys. I resist a really strong urge to scream or cry or break something or hide in the bathroom – maybe all at once. Instead, I heat up one of the meals my husband made earlier this week. When our preschooler calms down, she asks if I still love her when she’s bad. She’s been asking this question a lot recently, and it makes me wonder if it’s just a phase, or if she needs more reassurance from us. Either way, it's heartbreaking to know she worries about this.
7:30: Husband had a late meeting, so he gets home later than normal. We do the girls bedtime and bathtime routines. We get another note from daycare saying that the plumbing issue is, unfortunately, still unresolved. We’ll get a tuition credit, but they will be closed another day. Husband and I talk through logistics. We agree that he’ll go into the city again tomorrow and I’ll handle the kids. His company is in the middle of a major reorg and it’s important for him to be there in person. We decide to ask his parents if they are available to help tomorrow. Between work, the kids, and my grad program, sometimes I feel like the only thing we talk about is logistics. It’s been at least 6 months since we’ve been on a date.
10:00: I catch up on work, and also prep for school this coming weekend. I go to bed a little after 1:00.
Day 5 Total: $29

Day 6 (Thursday):
5:45: Husband is up and out of the house at his normal time. I wake up and run some financial reports while I have the chance.
7:30: Kids are awake. While they eat breakfast I pack their activity bags and snacks since we’re going to my in-laws today. They are semi-retired and often help when we have childcare hiccups. They are truly a godsend. They live about an hour away and we arrive at their house a little after 10:00. On the way, I fill my car up with gas ($52).
12:30: The girls are having a blast with my in-laws. We take a break for lunch, which is chicken nuggets and hummus for the girls. I eat their scraps and also have some Greek yogurt.
4:15: I have a full afternoon of calls, but it goes smoothly thanks to the grandparents. We leave a few minutes after 5:00 and both girls fall asleep before we reach the first traffic light. This makes for a peaceful drive home. Traffic is heavy so we get home around 6:30. I open the mail, and find a surprise medical bill for $572. This is for the toddler’s trip to the ER…14 months ago! This is the first bill we are getting and honestly it had completely slipped my mind. She had a triple infection and ended up severely dehydrated. Seeing this bill dredges up all sorts of unpleasant memories. I’m grateful we have the means to pay this without issue, and I’m grateful she is healthy. I understand it's a privilege to pay a bill like this without thinking twice.
6:45: Husband arrives home. We reheat a pasta dish he made earlier this week and have a salad on the side. The girls are beat today, so we skip bathtime and let them go straight to bed. Thankfully, daycare can reopen tomorrow. I feel like a weight’s been lifted from my shoulders, especially since I have class tomorrow.
9:00: I have a call with my school study team to work on our group project. It lasts for about an hour.
10:30: Husband and I discuss buying a swing set for our backyard. He’s narrowed it down to two choices, and they’re both awesome: three swings, a rock wall, slide, and clubhouse area. I think they both look great, so I leave the final decision in his hands. The total with shipping and tax ends up being $1760. We considered buying a pre-assembled swing set to save time, but similar models cost nearly $6K. He’s handy, so he said he’d prefer to assemble it himself.
Day 6 Total: $2,384

Day 7 (Friday):
6:15: I have class today so I eat breakfast and get dressed early. I tend to wear a lot of athleisure when working from home. Today I put on a structured ponte dress and hastily apply Tarte makeup to give my skin some color. Every time I make the effort to get dressed, I'm reminded that I really do feel more confident when I look put together. Before I leave home, I set out outfits for the kids and put their backpacks by the front door; my husband will get them ready for daycare today. I get to school around 9:00 for my first class.
12:00: Break in my schedule for lunch. I eat a salad and some kind of chicken dish, while catching up with classmates (covered by tuition). For dessert, I have a huge bowl of berries. Lots more coffee to keep me awake and engaged during class. During breaks, I check the daycare app and the girls seem to be having a good day. My husband will pick them up around 5:00.
7:00: Classes are over for the day. I pay parking ($17) and am on my way. I get home at 8:30, in time to do bedtime with my girls. Husband made veggie quesadillas with black beans and guacamole, which I eat once the girls are asleep. I check my work email to make sure nothing is on fire. Then my husband and I watch an episode of “What We Do In the Shadows” and turn in for the night.
Day 7 Total: $17

Food + Drink: $371.50
Fun / Entertainment: $2,106
Home + Health: $572
Clothes + Beauty: $0
Transport: $333
Other: $155
Weekly Total: $3,537.5
Reflections: Some of this week’s expenditures were unusual: the swing set, my travel expenses, and that old ER bill are not part of our normal recurring expenses. However, the rest of this week's spending was pretty typical. I realize a lot of this diary revolved around sorting out childcare disruptions…honestly, that takes so much mental and logistical energy on a weekly basis. Writing this diary also made me realize how little time my husband and I spend together. Often we feel like we’re in survival mode, but we need to be more intentional about prioritizing our relationship.
submitted by MonstersOnTheHill to MoneyDiariesACTIVE [link] [comments]

2023.05.28 20:25 yelpvinegar Notion AI for Writers

Notion has emerged as an essential writing tool over the past few years. It already allowed users to manage virtually every aspect of the content creation process in an easy to use interface. That’s why I was excited to see that Notion just lauched its AI tool, Notion AI. But what exact is Notion AI and what are the potential uses of Notion AI for writers? Read on to learn more!

What is Notion?

Notion is a digital workspace that allows you to organize and manage various aspects of your life, including tasks, projects, notes, and more. It is a flexible, all-in-one platform that combines the functionality of various productivity tools, such as project management software, note-taking apps, and databases, into a single workspace.
Notion features a customizable interface that allows users to create pages, databases, and templates that suit their specific needs. It also supports a wide range of integrations with other tools and services, such as Google Drive, Trello, and Slack.
Notion is available on desktop and mobile devices, and it offers both free and paid plans with varying levels of features and capabilities. Its popularity has grown rapidly in recent years, making it a popular choice for individuals, teams, and businesses looking to streamline their workflows and increase productivity.

What is Notion AI?

Notion announced on February 22, 2023 that all users could access notion’s latest tool, Notion AI.
Notion AI is an artificial intelligence assistant that can be used natively within Notion documents, spreadsheets, or other Notion products. Notion AI uses the same GPT-3 language model that is behind ChatGPT.

What Are The Features of Notion AI?

Notion AI contains a number of features designed to enhance productivity for writers within Notion.
Notion AI allow users to:
- Create a content calendar to plan ahead and stay organized with your blog posts.
- Write catchy headlines that will grab your readers’ attention and encourage them to read further.
- Use visuals, such as images and videos, to make your blog posts more engaging and memorable.
- Make sure your blog is mobile-friendly, as more and more people are accessing content on their smartphones and tablets.
- Use social media to promote your blog and reach a wider audience.
- Engage with your readers by responding to comments and encouraging discussion on your blog.
- Focus on a niche or specific topic to establish yourself as an expert in that area.
- Collaborate with other bloggers or brands to expand your reach and bring new perspectives to your blog.
- Use SEO techniques, such as keyword research and meta descriptions, to improve your blog’s visibility on search engines.
- Experiment with different types of content, such as listicles, how-to guides, and interviews, to keep your blog fresh and interesting.
You can see a full list of the current Notion AI features in the screenshots below:

Notion AI Pricing

Anyone (including users with a free Notion plan) can try Notion AI for free, in order to test its capabilities before purchasing the add-on subscription.
However, once you’ve used all your complimentary Notion AI responses, you will see a message that a Notion AI add-on subscription is necessary to continue using AI features. You’ll then need to purchase the Notion AI add on.
The Notion AI add-on costs $8 per member / month for users choosing the annual plan (an additional $96 per year) if you already have a paid Notion account.
If you have a paid Notion plan and choose to purchase the Notion AI add-on but pay with monthly billing, or decide to keep your free Notion account and only upgrade to receive Notion AI, you will be charged $10 per member / month ($120 per year).

How Can Writers Use Notion AI?

Having experimented with Notion AI (both as an early beta tester and using the plan currently available to all users), here are some of the top use cases demonstrating the value of Notion AI for writers:

1. Summarizing Written Content

Notion AI offers an easy to use, one click command, that automatically summarizes a portion of text highlighted.
For the purposes of this example, I entered the text of a recent WSJ article, Fed Minutes Show Most Officials Favored Quarter-Point Rate Rise.

The original article text is listed below:
Most Federal Reserve officials thought slowing the pace of interest-rate increases at their meeting three weeks ago offered the best way to balance the risks of doing too much or too little to combat inflation, but some warned against the hazards of slowing or stopping rate increases too soon.
“A number of participants observed that a policy stance that proved to be insufficiently restrictive could halt recent progress in moderating inflationary pressures,” said the minutes of the Jan. 31-Feb. 1 meeting, released Wednesday.
Fed officials unanimously approved raising their benchmark federal-funds rate by a quarter percentage point to a range between 4.5% and 4.75% on Feb. 1. That increase followed six larger increases, including a half percentage point in December.
Reserve Chair Jerome Powell said Wednesday the central bank will raise interest rates a quarter-percentage-point. Powell said more increases will likely be needed to continue lowering inflation.
The minutes of the gathering said that “almost all participants agreed that it was appropriate” to raise rates by a quarter point, or 25 basis points. Many of these officials “observed that a further slowing in the pace of rate increases would better allow them to assess the economy’s progress… as they determine the extent of future policy tightening,” the minutes said.
But a few participants favored or would have also agreed to a larger half-point move, the minutes said. “The participants favoring a 50-basis-point increase noted that a larger increase would more quickly bring the target range close to the levels they believed would achieve a sufficiently restrictive stance,” the minutes said.
Their discussion suggested another increase of a quarter point was likely at their next meeting on March 21-22. Since then, new data indicated stronger economic activity and slower progress on inflation than previously expected, which could keep the Fed raising rates longer than anticipated before the latest reports.
At the time of the recent meeting, Fed Chair Jerome Powell was facing increasing skepticism from investors over whether the central bank would continue raising rates because economic activity had been mixed around year’s end, with signs that consumer spending had moderated and weakness in the hard-hit housing sector was spreading to manufacturing. Investors were also anticipating rate cuts later this year.
The Fed raises rates to combat inflation by slowing the economy through tighter financial conditions—such as higher borrowing costs, lower stock prices and a stronger dollar—that curb demand.
Most Fed officials projected in December that they would raise the fed-funds rate to 5.1% this year, which would imply quarter-point rate increases at their next two meetings, in March and May. More than a third of officials anticipated lifting the rate above 5.25%. No officials projected rate cuts this year.
Some officials at the meeting observed that any continued easing in financial conditions could require the Fed to raise rates to higher levels or keep them at higher levels for longer than anticipated.
In the three weeks since they met, fresh U.S. economic reports showed that hiring and retail spending surged in January. The unemployment rate fell to 3.4%, a 53-year low, surprising economists who have long anticipated that Fed rate increases would slow economic growth soon. Economic growth also has rebounded in Europe, further easing worries of a global recession this year.
As a result, investors now expect the Fed to lift the fed-funds rate to around 5.4% in June–more than central bank officials had projected in December.
Inflation’s swift decline late last year also stalled in January. The 12-month inflation rate edged down to 6.4% last month from 6.5% in December and a recent high of 9.1% in June, according to the Labor Department. The department’s widely followed gauge, the consumer-price index, rose a sturdy 0.5% in January from the month before, a sign of still strong price pressures.
Two Fed presidents said last week they would have supported a larger half-point rate rise at the last meeting, rather than the quarter-point increase approved. One of them, Cleveland Fed President Loretta Mester, said officials aren’t limited to quarter-point steps. “We can move faster, and we can do bigger [increases] at any particular meeting.”
St. Louis Fed President James Bullard also said he would support moving as quickly as possible to raise the fed-funds rate to 5.4%. “I don’t see much merit in delaying our approach to that level,” he told reporters last week.
Most other Fed officials have expressed a preference for quarter-point increases. Richmond Fed President Tom Barkin told reporters last week he liked that approach “because I believe it gives us the flexibility to respond” depending on how the economy evolves.
Mr. Barkin said he didn’t favor moving rapidly to an estimated peak rate before pausing because he isn’t confident the central bank can gauge how much its past rate moves are slowing the economy. “That theory, to me, requires more confidence in understanding” the effectiveness of tighter rate policy “than I have,” he said.
Overall inflation had slowed in recent months largely because of falling prices of energy and other goods. Large increases in housing costs have slowed, but haven’t yet filtered through to official price gauges. Mr. Powell has nevertheless justified continued rate increases by pointing to still-tight labor markets, elevated wage pressures and high inflation for labor-intensive services.
Mr. Barkin noted the surprising strength in January spending and hiring, but said he wasn’t ready to substantially revise his economic outlook because of the potential for unusual seasonal volatility, including a longer holiday spending season in the fourth quarter, warmer weather and changes in how employers are managing their staffing given recent difficulties hiring workers.
Investors’ shifting expectations about the Fed could already be helping the central bank because interest-rate policies work through financial markets. Changes to the anticipated trajectory of rates, and not just what the Fed does at any meeting, can influence broader financial conditions.
Since November, anticipation of a milder interest-rate path led financial conditions to ease somewhat after tightening substantially last year. The average 30-year fixed mortgage rate, for example, jumped from 4% one year ago to 7% in November. It then edged lower, to around 6% earlier this month.
Over the past two weeks, however, financial conditions have tightened again as investors anticipate an interval of higher short-term interest rates. Mortgage lenders have reported rates are returning back to 7% in recent days.
After a few seconds, Notion AI generated the following text summarizing the article:
The minutes of the Jan. 31-Feb. 1 meeting of the Federal Reserve show that most officials favored slowing the pace of interest-rate increases to balance the risks of doing too much or too little to combat inflation. However, some warned against slowing or stopping rate increases too soon. The minutes also suggest that another increase of a quarter point is likely at the next meeting on March 21-22. Fresh U.S. economic reports showed that hiring and retail spending surged in January, which could keep the Fed raising rates longer than anticipated before the latest reports.
Investors’ expectations about the Fed could already be helping the central bank, as interest-rate policies work through financial markets. Changes to the anticipated trajectory of rates, and not just what the Fed does at any meeting, can influence broader financial conditions. Since November, anticipation of a milder interest-rate path led financial conditions to ease somewhat after tightening substantially last year.
Over the past two weeks, however, financial conditions have tightened again as investors anticipate an interval of higher short-term interest rates. Mortgage lenders have reported rates are returning back to 7% in recent days. Two Fed presidents said last week they would have supported a larger half-point rate rise at the last meeting, rather than the quarter-point increase approved.
St. Louis Fed President James Bullard also said he would support moving as quickly as possible to raise the fed-funds rate to 5.4%. Most other Fed officials have expressed a preference for quarter-point increases, as they believe it gives them the flexibility to respond depending on how the economy evolves.
Overall inflation had slowed in recent months largely because of falling prices of energy and other goods, but large increases in housing costs have slowed, but haven’t yet filtered through to official price gauges. Mr. Powell has nevertheless justified continued rate increases by pointing to still-tight labor markets, elevated wage pressures, and high inflation for labor-intensive services.
While not perfect, this is a really good summarization of a complex article/topic. And the Notion AI tool also provided options for further editing this text, including making the summary longer, rewriting the entire summary, or replacing a section of the article.

2. Changing Tone of Text

Another great feature of Notion AI is its ability to change the tone of text.
For example, I used the following excerpt from a Washington Post article on winter weather:
A strong, intensifying storm system continued its trek across the Lower 48 early Wednesday, unleashing high-impact winter weather that could cause widespread power outages and grind travel to a halt. At least 75 million Americans are under winter storm, ice storm, blizzard warnings or winter weather advisories.
In addition to hefty precipitation in much of the Midwest and parts of the Plains, there could also be snow in notably low elevations — including in areas that rarely see measurable snowfall. Even the Los Angeles County mountains are included in a rare blizzard warning — the first issued by the National Weather Service office there since 1989. Snow levels could descend to below 1,000 feet elevation as extreme anomalous cold at high altitudes whips up a serious elevation storm.
That same lobe of frigid air aloft is also spawning a surface low that’s marching across the country. Over the Upper Midwest and the northern Plains, up to two feet of snow could fall in what the National Weather Service office in Minneapolis is calling a historic winter storm. It could prove to be a top-5 event in the Twin Cities, where blizzard warnings slice through the metro.
On the southern fringe of the snowfall, mild air a mile above the ground will favor freezing rain, with a quarter- to a half-inch of ice accumulation, or glaze, possible in some areas. Parts of the Corn Belt and Michigan are expected to be hardest hit, including places like Dubuque and Cedar Rapids, Iowa, or Lansing, Kalamazoo and Ann Arbor in Michigan.
The storm should finish its cross-country assault in the Northeast late Thursday into Friday, where additional winter storm warnings are in effect for northern New York, Vermont, New Hampshire and Maine.
I then used the Notion AI change tone function, and selected the “casual option”:
The Notion AI tool then quickly generated the following text:
Wowza, we’ve got a major storm system heading across the US of A, bringing some serious winter weather that could knock out power and put a stop to travel plans. That’s no joke, folks! It looks like around 75 million Americans are under winter storm, ice storm, blizzard warnings or winter weather advisories, so you know this is serious business.
And get this, it’s not just heavy precipitation we’re talking about – parts of the Midwest and Plains could get snow, and we’re talking about areas that don’t usually see snowfall. The Los Angeles County mountains are even included in a rare blizzard warning – the first one issued by the National Weather Service office there in over 30 years! The snow could even come down to below 1,000 feet elevation. Yikes!
There’s a lobe of frigid air up high that’s causing all of this, and it’s also spawning a surface low that’s going across the country. In the Upper Midwest and the northern Plains, we’re talking up to two feet of snow in what the National Weather Service office in Minneapolis is calling a historic winter storm. That’s right, it could be a top-5 event in the Twin Cities, where blizzard warnings are all over the place.
On the southern edge of the snowfall, freezing rain is likely, and some areas could see a quarter- to a half-inch of ice accumulation. The Corn Belt and Michigan are expected to be hit hard, including places like Dubuque and Cedar Rapids, Iowa, or Lansing, Kalamazoo and Ann Arbor in Michigan.
This storm is going to finish up with a bang in the Northeast late Thursday into Friday, where more winter storm warnings are in effect for northern New York, Vermont, New Hampshire and Maine. Stay safe out there, folks!
While perhaps a bit over the top, it definitely demonstrates the AI tools ability to create content using different tones.

3. Writing Social Media Posts

While the previous two use cases demonstrate the Notion AI tool’s ability to synthesize and mimic different forms of text, this next example shows its power to create text based off of very short prompts. Specifically, how it can quickly generate social media posts.
I selected the option from the Notion AI menu to write a social media post. It asked for me to enter a prompt to complete this sentence:
Write a social media post about_____________
And I simply entered “spring cleaning.
In response, it generated the following social media post (including the hashtags):
Spring is here and it’s time for some cleaning! Whether it’s decluttering your home, organizing your closet, or deep cleaning those hard-to-reach areas, now is the perfect time to get started. A little bit of cleaning can go a long way in making your space feel refreshed and renewed. Don’t forget to donate any items you no longer need to charity or recycle them responsibly. Let’s all welcome spring with a clean and organized home!
#springcleaning #declutter #organization #cleanhome #refreshed #renewed #donate #recycle
While not perfect, I didn’t give the AI tool much information, so I was fairly impressed with this output.

4. Writing a Blog Post

Similar to the last use case, I wanted to further text the Notion AI tool’s ability to generate written content. So I selected the “write a blog post” option and entered the following prompt:
The tool generated the following blog post:

The Benefits of Jogging


Jogging is a popular form of exercise that has numerous benefits for both physical and mental health. It is a low-impact exercise that can be done anytime and anywhere, making it a convenient choice for people of all ages and fitness levels. Jogging is also an affordable form of exercise, as it requires no special equipment or membership fees. In this blog post, we will discuss some of the benefits of jogging and how it can improve your overall health and well-being.

Physical Benefits

Jogging is an excellent way to improve cardiovascular health. It helps to strengthen the heart and lungs, lowers blood pressure, and reduces the risk of heart disease. Jogging also helps to build endurance and increase stamina, which can improve athletic performance in other activities.
In addition to its cardiovascular benefits, jogging can also help with weight loss and weight management. It is an effective way to burn calories and boost metabolism, which can help to shed excess pounds and maintain a healthy weight. Jogging also helps to build muscle and tone the body, giving you a leaner and more sculpted appearance.
Jogging is also good for bone health. It helps to strengthen bones and prevent osteoporosis, a condition that causes bones to become brittle and weak. Regular jogging can also improve joint health and flexibility, reducing the risk of injury and improving overall mobility.

Mental Benefits

Jogging is not just good for physical health, it also has many mental health benefits. It is an excellent way to reduce stress and anxiety, as it releases endorphins that promote feelings of happiness and relaxation. Jogging can also boost self-esteem and confidence, helping to improve overall mood and well-being.
Regular jogging can also improve cognitive function and brain health. It has been shown to improve memory, concentration, and overall brain function, reducing the risk of cognitive decline and dementia in later life. Jogging can also help to improve sleep quality, which is essential for overall health and well-being.

Social Benefits

Jogging can also provide social benefits, as it can be a great way to meet new people and make friends. Joining a jogging group or running club can provide a supportive and motivating environment, where you can connect with other like-minded individuals who share your passion for jogging.

Getting Started with Jogging

If you are new to jogging, it is important to start slowly and gradually build up your endurance. Begin with short, easy runs and gradually increase the distance and intensity over time. It is also important to wear proper shoes and clothing to prevent injury and ensure comfort while jogging.
To make jogging more enjoyable, try listening to music or a podcast while you run. You can also join a jogging group or find a jogging buddy to keep you motivated and accountable.


In conclusion, jogging is an excellent form of exercise that can benefit both physical and mental health. It can improve cardiovascular health, aid in weight management, strengthen bones and joints, reduce stress and anxiety, boost self-esteem and confidence, and improve cognitive function and brain health. Jogging can also provide social benefits, making it a great way to meet new people and make friends. If you are looking for an easy and convenient way to improve your health and well-being, jogging is a great place to start. So put on your running shoes, hit the pavement, and enjoy the many benefits of this simple yet effective form of exercise.
Overall, I was very impressed with how quickly it generated this grammatically correct and well written blog post. It’s worth noting that once the Notion AI tool finishes generating the text, there is a button you can click to make the article longer, which it also does with ease.

5. Finding Action Items

Last, I wanted to test the “finding action items” tool. To do this, I found a publicly available copy of a county’s meeting minutes over their local water authority (see PDF here):

I then ran the text through the AI tool, using the “find action items tool”:

Notion AI generated the following:
Overall, I was very impressed with the ability of the AI tool to generate action items. Since many Notion users (students, office workers, etc.) use Notion for note taking, this seems like an extremely valuable feature.
The examples of Notion’s AI tool make a strong case for adding the Notion AI tool to your writer toolkit! And the examples above only represent a fraction of the total use cases. Notion is already one of the best productivity tools for bloggers, and the addition of Notion AI for writers further cements its place on this list!
submitted by yelpvinegar to bloggingandearning [link] [comments]

2023.05.28 03:51 Then_Marionberry_259 MAY 10, 2023 PAAS.TO PAN AMERICAN SILVER REPORTS FIRST QUARTER 2023 RESULTS

Pan American Silver Corp. (NYSE: PAAS) (TSX: PAAS) ("Pan American" or the "Company") today reported unaudited results for the quarter ended March 31, 2023 ("Q1 2023").
"Pan American reported solid results for the first quarter of 2023, with adjusted earnings of $0.10 per share," said Michael Steinmann, President and Chief Executive Officer. "Going forward, Pan American will be a significantly larger, more diversified company following our acquisition of Yamana. Our guidance for 2023 demonstrates the positive impact of the four new mines on production and costs, and we are excited by the growth opportunities the combined portfolio presents."
On March 31, 2023, Pan American completed its previously announced acquisition of all of the issued and outstanding common shares of Yamana Gold Inc. ("Yamana"), following the sale by Yamana of its Canadian assets to Agnico Eagle Mines Limited, by way of a plan of arrangement under the Canada Business Corporations Act (the "Yamana transaction"). The Yamana transaction added four producing mines to Pan American's portfolio: the Jacobina mining complex in Brazil, the El Peñon and Minera Florida mines in Chile, and the Cerro Moro mine in Argentina ("Acquired Operations"), plus several exploration and development projects in Chile, Brazil and Argentina. Operating and financial results reported in this news release, except for the financial position as at March 31, 2023, reflect only Pan American's original mines, specifically: La Colorada, Huaron, San Vicente, Manantial Espejo, Timmins, Shahuindo, La Arena and Dolores (the "Original Assets").
The following highlights for Q1 2023 include certain measures that are not generally accepted accounting principle ("non-GAAP") financial measures. Please refer to the section titled “Alternative Performance (Non-GAAP) Measures” at the end of this news release for further information on these measures.
Consolidated Q1 2023 Highlights:
  • Silver production of 3.9 million ounces and gold production of 122.7 thousand ounces. As previously disclosed, Manantial Espejo has been placed on care and maintenance following the completion of mining at the end of 2022; some residual production was recorded for Q1 2023.
  • Revenue was $390.3 million, inclusive of a negative $3.8 million price adjustment on open concentrate shipments.
  • Net earnings of $16.5 million ($0.08 basic earnings per share), including $18.9 million in transaction and integration costs related to the Yamana transaction and $12.7 million in severance provisions. Adjusted earnings were $21.2 million ($0.10 basic adjusted earnings per share).
  • Cash flow from operations of $51.3 million, net of $30.7 million in tax payments.
  • Silver Segment Cash Costs and All-in Sustaining Costs ("AISC") per silver ounce of $12.19 and $14.13, respectively. Excluding Net Realizable Value ("NRV") inventory adjustments, Silver Segment AISC was $14.11 per ounce.
  • Gold Segment Cash Costs and AISC per gold ounce of $1,120 and $1,196, respectively. Excluding NRV inventory adjustments, Gold Segment AISC was $1,361 per ounce.
  • Pan American's financial position as at March 31, 2023, incorporates the assets and liabilities Pan American assumed through the Yamana transaction. As at March 31, 2023, Pan American had working capital of $826.6 million, inclusive of cash and short-term investment balances of $513.1 million ($204.7 million related to the Minera Agua Rica Alumbrera ("MARA") project in Argentina), as well as $425 million available under its $750 million revolving sustainability-linked credit facility ("SL-Credit Facility"). Total debt of $1,187.0 million relates to the SL-Credit Facility, construction loans and leases, and two senior notes Pan American assumed through the Yamana transaction: $500 million with a coupon of 2.63% maturing in 2031 and $283 million with a coupon of 4.625% maturing in 2027. Moody's Investors Service and S&P Global have assigned Pan American with an investment grade credit rating.
  • A cash dividend of $0.10 per common share with respect to Q1 2023 was previously declared on March 24, 2023, payable on or about May 12, 2023, to holders of record of Pan American’s common shares as of the close of markets on April 14, 2023. The dividends are eligible dividends for Canadian income tax purposes. Pan American selected that record and payment date to harmonize its dividend with respect to Q1 2023 with Yamana’s normal course dividend timing for payment of a first quarter dividend. Subsequent dividends to be declared by Pan American are expected to follow Pan American's previous schedule of dividend payments.
  • Two ILO 169 consultation meetings for the Escobal mine were held in Q1 2023, as well as several working meetings between Guatemala's Ministry of Energy and Mines and Xinka Indigenous community representatives. At this time, no date has been set for a potential restart of operations at Escobal.
(1) Per share amounts are based on basic weighted average common shares.
(2) Non-GAAP measure; please refer to the "Alternative Performance (non-GAAP) Measures" section of this news release for further information on these measures.
(3) Metal prices stated are inclusive of final settlement adjustments on concentrate sales.
Cash Costs, AISC, adjusted earnings, basic adjusted earnings per share, sustaining and non-sustaining capital, working capital, total debt and net cash are non-GAAP financial measures. Please refer to the "Alternative Performance (non-GAAP) Measures" section of this news release for further information on these measures.
This news release should be read in conjunction with Pan American's unaudited Condensed Interim Consolidated Financial Statements and our Management's Discussion and Analysis ("MD&A") for the three months ended March 31, 2023. This material is available on Pan American’s website at panamericansilver.com, on SEDAR at www.sedar.com and on EDGAR at www.sec.gov
The live webcast, presentation slides and the report for the first quarter of 2023 will be available at https://www.panamericansilver.com/invest/events-and-presentations/
The following provides Management's 2023 guidance, as at May 10, 2023. Relative to the guidance provided on April 27, 2023, the only revision is an increase in estimated project capital expenditures to a range of $95 million to $105 million from the previous range of $75 million to $85 million. The revised range reflects an updated estimate to complete the preliminary economic assessment studies and to advance the exploration drilling for the La Colorada Skarn project.
2023 General and Administrative, Care and Maintenance, and Exploration Expense Forecast
2023 General and Administrative expenses are estimated to total between $75 to $80 million, and reflects increased personnel following the Yamana transaction, increased regulatory and insurance costs, and a normalized year of stock based compensation, which was lower than assumed in 2022 due to share price performance.
2023 Care and Maintenance costs are estimated to total $98 to $109 million, which reflects expenditures for Escobal, the MARA project, Manantial Espejo and Morococha.
2023 Exploration Expense is estimated to total $14 to $16 million for regional greenfield expenditures. The expenditures relating to near-mine exploration are included in the sustaining and project capital amounts provided in the Capital Expenditures Forecast table below.
The production and cost guidance provided in the following tables reflect the contribution from the Acquired Operations for the nine-month period from March 31, 2023 to December 31, 2023, and the full 12-month period of 2023 for Pan American's Original Assets. Please see our MD&A for the period ending March 31, 2023, for a more detailed breakdown of the guidance, including by individual mine and on a quarterly basis for 2023. These estimates are forward-looking statements and information that are subject to the cautionary note associated with forward-looking statements and information at the end of this news release.
(1) 2023 production and AISC forecasts reflect ownership of the Acquired Operations for the nine-month period from March 31 to December 31, 2023 and the full 12 months for Pan American's Original Assets.
(2) Cash Costs and AISC are non-GAAP measures. Please refer to the "Alternative Performance (non-GAAP) Measures" section of this news release for further information on these measures. The AISC forecast assumes metal prices of $22.00/oz for silver, $1,850/oz for gold, $3,000/tonne ($1.36/lb) for zinc, $2,100/tonne ($0.95/lb) for lead, and $8,000/tonne ($3.63/lb) for copper; and average annual exchange rates relative to 1 USD of 18.75 for the Mexican peso ("MXN"), 3.75 for the Peruvian sol ("PEN"), 270.00 for the Argentine peso ("ARS"), 7.00 for the Bolivian boliviano ("BOB"), $1.33 for the Canadian dollar ("CAD"), $800.00 for the Chilean peso ("CLP") and $5.00 for the Brazilian real ("BRL").
About Pan American
Pan American is a leading producer of precious metals in the Americas, operating silver and gold mines in Canada, Mexico, Peru, Bolivia, Argentina, Chile and Brazil. We also own the Escobal mine in Guatemala that is currently not operating, and we hold interests in exploration and development projects, including the Minera Agua Rica Alumbrera ("MARA") project in Argentina. We have been operating in the Americas for nearly three decades, earning an industry-leading reputation for sustainability performance, operational excellence and prudent financial management. We are headquartered in Vancouver, B.C. and our shares trade on New York Stock Exchange and the Toronto Stock Exchange under the symbol "PAAS". Learn more at https://www.panamericansilver.com/
Technical Information
Scientific and technical information contained in this news release have been reviewed and approved by Martin Wafforn, P.Eng., Senior Vice President Technical Services and Process Optimization, and Christopher Emerson, FAusIMM, Vice President Exploration and Geology, each of whom are Qualified Persons, as the term is defined in Canadian National Instrument 43-101 - Standards of Disclosure for Mineral Projects
For additional information about Pan American's material mineral properties, please refer to Pan American’s Annual Information Form dated February 22, 2023, filed at www.sedar.com , or the Company's most recent Form 40-F filed with the Securities and Exchange Commission.
Alternative Performance (Non-GAAP) Measures
In this news release, we refer to measures that are non-GAAP financial measures. These measures are widely used in the mining industry as a benchmark for performance, but do not have a standardized meaning as prescribed by IFRS as an indicator of performance, and may differ from methods used by other companies with similar descriptions. These non-GAAP financial measures include:
  • Cash Costs. Pan American's method of calculating cash costs may differ from the methods used by other entities and, accordingly, Pan American's Cash Costs may not be comparable to similarly titled measures used by other entities. Investors are cautioned that Cash Costs should not be construed as an alternative to production costs, depreciation and amortization, and royalties determined in accordance with IFRS as an indicator of performance.
  • Adjusted earnings and basic adjusted earnings per share. Pan American believes that these measures better reflect normalized earnings as they eliminate items that in management's judgment are subject to volatility as a result of factors, which are unrelated to operations in the period, and/or relate to items that will settle in future periods.
  • All-in Sustaining Costs per silver or gold ounce sold, net of by-product credits ("AISC"). Pan American has adopted AISC as a measure of its consolidated operating performance and its ability to generate cash from all operations collectively, and Pan American believes it is a more comprehensive measure of the cost of operating our consolidated business than traditional cash costs per payable ounce, as it includes the cost of replacing ounces through exploration, the cost of ongoing capital investments (sustaining capital), general and administrative expenses, as well as other items that affect Pan American's consolidated earnings and cash flow.
  • Total debt is calculated as the total current and non-current portions of: long-term debt, finance lease liabilities and loans payable. Total debt does not have any standardized meaning prescribed by GAAP and is therefore unlikely to be comparable to similar measures presented by other companies. Pan American and certain investors use this information to evaluate the financial debt leverage of Pan American.
  • Working capital is calculated as current assets less current liabilities. Working capital does not have any standardized meaning prescribed by GAAP and is therefore unlikely to be comparable to similar measures presented by other companies. Pan American and certain investors use this information to evaluate whether Pan American is able to meet its current obligations using its current assets.
  • Total available liquidity is calculated as the sum of Cash and cash equivalents, Short-term Investments, and the amount available on the Credit Facility. Total available liquidity does not have any standardized meaning prescribed by GAAP and is therefore unlikely to be comparable to similar measures presented by other companies. Pan American and certain investors use this information to evaluate the liquid assets available to Pan American.
Readers should refer to the "Alternative Performance (non-GAAP) Measures" section of Pan American’s Management's Discussion and Analysis for the period ended December 31, 2022, for a more detailed discussion of these and other non-GAAP measures and their calculation.
Cautionary Note Regarding Forward-Looking Statements and Information
Certain of the statements and information in this news release constitute "forward-looking statements" within the meaning of the United States Private Securities Litigation Reform Act of 1995 and "forward-looking information" within the meaning of applicable Canadian provincial securities laws. All statements, other than statements of historical fact, are forward-looking statements or information. Forward-looking statements or information in this news release relate to, among other things: future financial or operational performance, including our estimated production of silver, gold and other metals forecasted for 2023, our estimated Cash Costs and AISC, and our sustaining and project capital expenditures in 2023; whether Pan American is able to realize synergies or obtain the positive impact from the four new mines resulting from the Yamana transaction; estimated recoverable amounts of cash generating units; expectations with respect to mineral grades and the impact of any variations relative to actual grades experienced; the anticipated dividend payment date of May 12, 2023; future anticipated prices for gold, silver and other metals and assumed foreign exchange rates; and Pan American’s plans and expectations for its properties and operations.
These forward-looking statements and information reflect Pan American’s current views with respect to future events and are necessarily based upon a number of assumptions that, while considered reasonable by Pan American, are inherently subject to significant operational, business, economic and regulatory uncertainties and contingencies. These assumptions include: the impact of inflation and disruptions to the global, regional and local supply chains; the world-wide economic and social impact of COVID-19 and the duration and extent of the COVID-19 pandemic and related restrictions;; tonnage of ore to be mined and processed; future anticipated prices for gold, silver and other metals and assumed foreign exchange rates; the timing and impact of planned capital expenditure projects, including anticipated sustaining, project, and exploration expenditures; the ongoing impact and timing of the court-mandated ILO 169 consultation process in Guatemala; ore grades and recoveries; capital, decommissioning and reclamation estimates; our mineral reserve and mineral resource estimates and the assumptions upon which they are based; prices for energy inputs, labour, materials, supplies and services (including transportation); no labour-related disruptions at any of our operations; no unplanned delays or interruptions in scheduled production; all necessary permits, licenses and regulatory approvals for our operations are received in a timely manner; our ability to secure and maintain title and ownership to mineral properties and the surface rights necessary for our operations; whether Pan American is able to maintain a strong financial condition and have sufficient capital, or have access to capital through our corporate sustainability-linked credit facility or otherwise, to sustain our business and operations; and our ability to comply with environmental, health and safety laws. The foregoing list of assumptions is not exhaustive.
Pan American cautions the reader that forward-looking statements and information involve known and unknown risks, uncertainties and other factors that may cause actual results and developments to differ materially from those expressed or implied by such forward-looking statements or information contained in this news release and Pan American has made assumptions and estimates based on or related to many of these factors. Such factors include, without limitation: the duration and effect of local and world-wide inflationary pressures and the potential for economic recessions; the duration and effects of COVID-19, and any other pandemics on our operations and workforce, and the effects on global economies and society; fluctuations in silver, gold and base metal prices; fluctuations in prices for energy inputs, labour, materials, supplies and services (including transportation); fluctuations in currency markets (such as the PEN, MXN, ARS, BOB, GTQ, CAD, CLP and BRL versus the USD); operational risks and hazards inherent with the business of mining (including environmental accidents and hazards, industrial accidents, equipment breakdown, unusual or unexpected geological or structural formations, cave-ins, flooding and severe weather); risks relating to the credit worthiness or financial condition of suppliers, refiners and other parties with whom Pan American does business; inadequate insurance, or inability to obtain insurance, to cover these risks and hazards; employee relations; relationships with, and claims by, local communities and indigenous populations; our ability to obtain all necessary permits, licenses and regulatory approvals in a timely manner; changes in laws, regulations and government practices in the jurisdictions where we operate, including environmental, export and import laws and regulations; changes in national and local government, legislation, taxation, controls or regulations and political, legal or economic developments in Canada, the United States, Mexico, Peru, Argentina, Bolivia, Guatemala, Chile, Brazil or other countries where Pan American may carry on business, including legal restrictions relating to mining, including in Chubut, Argentina, risks relating to expropriation and risks relating to the constitutional court-mandated ILO 169 consultation process in Guatemala; diminishing quantities or grades of mineral reserves as properties are mined; increased competition in the mining industry for equipment and qualified personnel; those factors identified under the caption "Risks Related to Pan American's Business" in Pan American's most recent form 40-F and Annual Information Form filed with the United States Securities and Exchange Commission and Canadian provincial securities regulatory authorities, respectively; and those factors identified under the caption "Risks of the Business" in Yamana's most recent form 40-F and Annual Information Form filed with the United States Securities and Exchange Commission and Canadian provincial securities regulatory authorities, respectively. Although Pan American has attempted to identify important factors that could cause actual results to differ materially, there may be other factors that cause results not to be as anticipated, estimated, described or intended. Investors are cautioned against undue reliance on forward-looking statements or information. Forward-looking statements and information are designed to help readers understand management's current views of our near and longer term prospects and may not be appropriate for other purposes. Pan American does not intend, nor does it assume any obligation to update or revise forward-looking statements or information, whether as a result of new information, changes in assumptions, future events or otherwise, except to the extent required by applicable law.
Cautionary Note to US Investors
This news release has been prepared in accordance with the requirements of Canadian National Instrument 43-101 (the "NI 43-101") and the Canadian Institute of Mining, Metallurgy and Petroleum Definition Standards, which differ from the requirements of U.S. securities laws. NI 43-101 is a rule developed by the Canadian Securities Administrators that establishes standards for all public disclosure an issuer makes of scientific and technical information concerning mineral projects.
Canadian public disclosure standards, including NI 43-101, differ significantly from the requirements of the United States Securities and Exchange Commission (the "SEC"), and information concerning mineralization, deposits, mineral reserve and resource information contained or referred to herein may not be comparable to similar information disclosed by U.S. companies.

View source version on businesswire.com: https://www.businesswire.com/news/home/20230510005398/en/
For more information:
Siren Fisekci
VP, Investor Relations & Corporate Communications
Ph: 604-806-3191
Email: [[email protected]](mailto:[email protected])
Universal Site Links
submitted by Then_Marionberry_259 to Treaty_Creek [link] [comments]

2023.05.27 19:44 yelpvinegar Best Social Media Platforms for Bloggers

Social media and blogging are sometimes seen as in conflict with one another. In fact, they actively complement each other’s roles online, bridging the gap between people looking for information and the creators looking to reach them.

Bloggers use social media to tap into rich new markets across various platforms, using different techniques. From marketing and promoting their blogs to posting content directly to these highly trafficked platforms, social media sites for blogging are a valuable tool and resource.
We explore the best social media platforms for bloggers and unpack some of the information that will help you choose which ones are best to give your blog the reach, exposure, and opportunities to engage it deserves.

Blogging and Social Media

If blog websites were towns and cities, search engines would be the roads, airports, and train stations that link them together. On a more granular level, if blog posts were individual shops, outlets, and information booths, social media is the bars, restaurants, and social hotspots where people chat, engage, and share. While blogs have been around a lot longer than social media, they’ve always been there for one another. Blogging with social media is a natural fit.

The job of the blog

Bloggers actually need to reach audiences for people to read their blog posts. And, without a means of making those readers aware of a blog post, getting onto their screens can be tough. So bloggers employ various means to get the word out about their content. From email marketing and SEO for bloggers to paid advertising, digital marketing, and, yes, social media, bloggers have many options for getting the word out.
Before social media, bloggers relied almost exclusively on blogging platforms like – Ghost and Blogger – and Google to get their blogs into the market. And these methods were beginning to get more demanding and competitive.

Enter social media

Then social media came along. Bloggers didn’t completely abandon the tried-and-tested methods – Google, email, and blogging platforms are still the most popular mechanisms to market and promote blog content. But the many new channels and opportunities that came with this digital revolution suddenly meant bloggers could tap into an incredibly vast global audience faster and more affordably.
Social media has grown into a dominant internet resource that almost everyone with an internet connection has or currently uses. Over 4.7 billion people (out of the 7.8 billion on Earth) use social media daily or intermittently. That’s almost 60% of the planet, making the communication method the biggest market in history.

Blogging meets social media

Bloggers realized the potential these sites and platforms had for their blogs a long time ago. They continue to use blogging with social media to reach into markets that Google isn’t able to give them access to.
While Google decides who gets the most exposure based on bloggers creating content that abides by their rules, with social media, anyone can get high-level exposure – it all depends on you – and the social media platform you choose to do it with matters.

What Bloggers Use Social Media For

Social media is used primarily by bloggers for marketing their blogs, promoting posts, and advertising their brands. But content creators can use social media for a multitude of other things. From adding links to their blog websites in their bios to including links to individual blogs in posts and even publishing whole blogs on some platforms, social media sites for blogging are dependable resources in a competitive industry.
Almost every business uses social media to market its goods and services, and bloggers are doing the same. Social media also allows bloggers to connect with their markets and engage with them on a meaningful level. Many platforms offer useful features that let bloggers sell their content, collect paid subscribers, and even make money with them.
Here are some of the benefits of using the best social media platforms for bloggers to boost your blog.

Engaging with new audiences

Growing your readership is crucial to scale and sustain your blog. Social media’s vast size means you can now tap into rich, expansive markets that were once out of reach. Having a social media presence means that people can actively find you away from Google and that your blog content will slide into the feeds of many more people than you’re currently reaching.

Saving – and making – money

Blogging with social media is free – mostly. Signing up to social media platforms and creating a profile for your brand or pages for your blogs usually won’t cost you anything. Once you do start to think about paid advertising on social media, you’ll soon realize the impressive returns you can get for paying to promote.
You can also use social media to make money for your blog. From monetizing groups to selling merchandise and participating in affiliate partner programs, social media offers excellent ROI.

Promoting your blog

Nothing beats social media for sheer exposure. With so many social media sites for blogging to choose from and the ability to have a presence on all of them, once you’ve got your pages, profiles, and feeds up and running and boasting your content, you’ll enjoy many new visitors to your blog.

As a powerful traffic driver

Aside from the extra pageviews and impressions you notice, the diverse blend of new niches, different target audiences’ locations, and demographics that social media delivers make it a powerful ally. Marketing is easy too. Most platforms have the marketing and analytics tools you need to understand who is reading your blog or visiting it and why.

As a secondary blogging option

Some bloggers aren’t necessarily keen to set up a website or restrict their content to one blogging platform. Instead, they can use social media as a blogging alternative. While you can’t blog on all of the best social media platforms for bloggers, some do allow you to post content as descriptions, in comments, or as much smaller ‘microblogs.’ This content can then double as a blog in place of a regular, published one.
Of course, nothing beats traditional blogging as the most lucrative blogging option, but social media platforms make for a great alternative.

To learn and conduct research

Social media is also a great place to collect data and information, learn about markets, and discover what your readers want. Two-way communication across a regular blog post can be a big challenge, mostly limited to email and comments. However, social media is designed to allow people to communicate efficiently and comprehensively.
Bloggers can use social media to discover new content ideas, learn about their readers to deliver better content, conduct surveys, and answer any questions these audiences may have.
Best Social Media Platforms for Bloggers

1. Tumblr

Active users: 135 million Can blog on-platform? Yes Character limit: 4,096 (Blocks)
With over 500 million blogs hosted on Tumblr, the microblogging platform has made an impressive comeback and continues to take significant strides. Easy to use and the perfect community for connecting with an engaged audience, Tumblr allows bloggers to drive traffic to their blog sites quickly and easily.
- Best for: Bloggers who want to post shorter blog content on-platform & for those starting out while looking to connect with people with similar interests.
- Top niches: Content Creation; Writing; Anything, really.
- Used for: Increasing your blog’s exposure & directing more traffic to your site quickly & easily.
- Top feature(s): Integrability with WordPress blogs by adding a Tumblr button.

2. Facebook

Active users: 2.7 billion+ Can blog on-platform? Yes Character limit: 63,206 (Posts)
Facebook – of course. The social media pioneer and digital titan reaches a staggering number of people, and almost every brand, influencer, and serious content creator has an account. Facebook is ground-zero for blog marketing 101 and ranks among the top social media sites for blogging. Create a Facebook page for your blog to promote and advertise your content directly to the world.
- Best for: Bloggers who need a mainstream social media presence. This is a must-have for any legitimate content creator.
- Top niches: DIY; Moms & Parenting; Fashion & Beauty.
- Used for: Sharing your blog & marketing it to a vast audience across different groups, markets & regions.
- Top feature(s): Facebooks Groups & Facebook Pages, allowing you to create a dedicated page for your blog.
Check out these useful articles on how to monetize your Facebook groups and how to start a blog on Facebook.

3. Pinterest

Active users: 455 million Can blog on-platform? No Character limit: 500 (Pin descriptions)
Pinterest is an exciting prospect blogging with social media. Bloggers looking to introduce a visual element to their blog’s presence count on Pinterest as a different option to Instagram. The platform is also a visual search engine that allows bloggers to blend their blog posts with attractive visual brand elements. Boost interest and add an appealing touch to your offerings with this uniquely innovative platform.
- Best for: Bloggers who need to generate more traffic through enriched imagery & those looking to share the visual components of their brand.
- Top niches: Art; Photography; Design.
- Used for: Driving high-quality traffic to your blog – for free & generating ideas.
- Top feature(s): Pinterest boards & eCommerce. Pinterest can be integrated with an eCommerce store using external links to websites or platforms.
Bloggers can create boards with imagery and other visual elements that support and enhance the blog’s content. Visit our comprehensive guide for how to use Pinterest for blogging.

4. Medium

Active users: 85 – 100 million Can blog on-platform? Yes Character limit: Unlimited
Medium is possibly the most ‘native’ of the social media sites for blogging. The writing-focused social media platform is popular among bloggers as it operates as a blogging platform. Bloggers can post directly on Medium or import their published blogs. You can even include your blog posts in various Medium publications.
- Best for: Bloggers looking to establish their writing and brand in a high-level writing social community while earning extra income.
- Top niches: Blogging; Writing; Digital Marketing.
- Used for: Generating revenue for blog content & articles posted on the platform.
- Top feature(s): The ability to republish your WordPress blogs on the platform by importing your posts & Medium Lists.

5. Instagram

Active users: 1 billion+ Can blog on-platform? Yes Character limit: 2,200 (Descriptions)
Instagram is incredibly popular among bloggers operating in various high-value niches. The home of the ‘influencer,’ Instagram is the go-to for bloggers hoping to make it big. The Lifestyle niche thrives on Instagram, backed by big-money food, fashion, travel, beauty, health, and fitness brands. Creators are leveraging the platform to market their content and search for potential sponsorship opportunities.
While your posts will still shape up as image or video-based, you can link your blog to the bio of your Instagram profile. Bloggers can also add written content of up to 2,200 characters (around 500 words) into their posts’ descriptions, though links to blogs can only go into bios.
- Best for: Influencer bloggers & those looking to engage visually with their audiences around a focused niche topic.
- Top niches: Travel, Food, Health & Fitness.
- Used for: Tapping into specific, younger niche markets & growing a following around your brand.
- Top feature(s): Instagram Stories, Reels, & the ability to post links here.
This guide on how to start a successful Instagram blog will get you up and running in no time.

6. LinkedIn

Active users: 875 million Can blog on-platform? Yes Character limit: 120,000 (articles)
LinkedIn is the ‘professional’ social media platform for bloggers looking to promote their blogs in a more business-focused environment. LinkedIn works similarly to Facebook, allowing you to include links to your blog in various posts, but bloggers can add far more detail around a blog’s authority and expertise potential.
You can use your LinkedIn profile as a CV for your blog, opening the doors for sponsorship opportunities or attracting potential clients for whom to create content. The platform also allows you to create entire articles ‘written’ by your blog’s page.
- Best for: Bloggers with goals to scale their business online. Reaching out to a business-minded community in a professional environment & finding potential clients.
- Top niches: Finance, Business, Wealth & Careers.
- Used for: Showcasing your authority & expertise while connecting on a more professional level.
- Top feature(s): LinkedIn Articles, where you can essentially blog long-form content directly to the community. Google won’t see this as duplicate content, either.
If you’re considering using LinkedIn as a blogging platform, ensure you’re doing so for the right reasons.

7. YouTube

Active Users: 2 billion+ Can blog on-platform? No Character limit: 5,000 (Video descriptions)
YouTube is another social media titan that, while not the first blogging with social media option for most bloggers, can become a powerful engagement channel, traffic driver, and trust-builder for your blog. YouTube is the home of video and, with video engagement rates far higher than written content, makes for the ideal community-building platform.
Bloggers can break down long-form blogs into short, bite-sized videos, optimize for SEO (YouTube is the world’s 2nd-largest search engine), and even generate revenue on the platform.
- Best for: Bloggers offering instructional or ‘how-to’ blog content. YouTube is also optimal for directly engaging with watchers & asking them to visit your blog.
- Top niches: Education; Music; Reviews.
- Used for: Developing a video alternative to your blog (especially if you want to convert your blogs into video scripts) and building an audience for your brand.
- Top feature(s): Embedding YouTube videos in your blog posts & the ability to monetize YouTube video content by directing people to videos through sponsored content & display ads.
Read this article if you’re still undecided about the potential of YouTube as one of the social media sites for blogging that aligns best with your social media strategy.

8. TikTok

Active Users: 834 million Can blog on-platform? No Character limit: 2,200 (Descriptions)
TikTok hasn’t been around for long. But the platform is making waves as one of the fastest-growing social media options around. Creators are thriving on the China-based short-form video platform, and bloggers can get in on the action, too – both to drive traffic to their blog and make money.
TikTok’s algorithm works differently from other platforms in that anyone – even those with very few followers – can enjoy the same level of post exposure as top influencers. The platform lets you link your other social media profiles, and you can add your blog’s link to your bio.
- Best for: Bloggers looking to access a younger, more diverse audience and to promote their blog through more accessible short-form videos.
- Top niches: Entertainment; Current Trends; Young Lifestyle.
- Used for: Cross-promoting your blog across other platforms and gaining more exposure for your blogging brand within a younger market.
- Top feature(s): The TikTok Creator Fund is helping users with large followings to earn healthy revenues.
Making money on TikTok is becoming a popular option for the social media sites for blogging that pay. The TikTok Creator Fund, for example, is netting content creators (including bloggers) good income. TikTok Creator Next takes things to the ‘next’ level. This article will tell you everything you need to know about it.

9. Twitter

Active Users: 354 million Can blog on-platform? Yes Character limit: 280 (Tweets)
While Twitter has been through some ups and downs recently, that doesn’t make it any less of a top social media platform contender for your blog. The 280-character limit on Tweets means that Twitter users spend less time on the platform than they do on others, but you can still use the ‘Twitterverse’ to make a significant impact, driving good traffic to your site.
Bloggers can post links directly to their blogs, create ‘Twitter lists’ so that their Tweets appear on the feeds of the people they want them to, and use hashtags to target the right markets. Bloggers operating in the news and current developments niches can count on Twitter to help them hit their exposure and engagement goals.
- Best for: Bloggers keen to use social media to engage with established audiences, keep them updated, and invite followers to visit their blog through a pinned link in their Twitter profile.
- Top niches: Technology; News; Economics.
- Used for: Engaging with followers in real-time and building a community around your blog.
- Top feature(s): Unique hashtags allow you to segment and target your posts & you can simply tweet links directly to your blog posts automatically.

What About The Others?

There are many other best social media platforms for bloggers that you can tap into to achieve their blogging ambitions. Some are geared towards specific audiences, others are ideal for bloggers in particular niches, and some of them aren’t considered social media platforms per se, but they still perform a similar function.
- Reddit, with its 500 million active users, will let you blog on the user-generated content (UGC) platform, providing a means for the forum’s users to reach your content with ease.
- Quora is a great place to earn traffic by answering questions and posting your blog’s link on the Q&A-centric platform.
- Snapchat is another video-driven platform that makes for an exciting storytelling space in which a blog series targeted at under-20s will thrive.
- WhatsApp is quickly evolving into a social mecca.


Whether you’re looking to use social media to boost your blog’s exposure, access new markets, drive fresh traffic to your site, or generate additional blog revenue, best social media platforms for bloggers represent some of the top tools with which to do it. With audiences spanning a wide range of demographics, regions, and spending potential, social media is an affordable (and mostly free) promotion tool that boosts engagement and gives your blog a valuable presence.
You can set up pages and profiles for your blog on all of these social media sites for blogging if you want, but ensure that you do so with purpose. A neglected or incomplete profile can do more harm to your blog than good, and ignoring user interactions can cause significant problems down the line. Choose platforms frequented by your niche, align your blog’s brand with your social media presence, and ensure you take advantage of these innovative platforms’ unique features and tools.
Social media can be a powerful partner for your blog – so make sure you’re getting the most out of what blogging with social media has to offer.
submitted by yelpvinegar to bloggingandearning [link] [comments]

2023.05.27 19:14 brittlewater Build Ready-Light Gaming / TV Build

Please review part list for any errors or suggestions. Will be hooked up to TV for watching steaming services and light gaming. Currently using my 10 year old gaming PC but it is starting to fail. Parts are too old to upgrade so this is basically a new build. Reusing the case and I already have the hard drives from other PCs to repurpose for this build. The 3060 is probably overkill for what I need but the price wasn't that bad and I'm planning on future proofing. Want to be able to watch 4k hockey streams. I play some games on this PC, but I have a 3080 build for intensive games. Located in USA.
PCPartPicker Part List
Type Item Price
CPU Intel Core i5-12600K 3.7 GHz 10-Core Processor $199.99 @ Amazon
CPU Cooler Noctua NH-U12S chromax.black 55 CFM CPU Cooler $89.95 @ Amazon
Motherboard MSI PRO B760-P WIFI DDR4 ATX LGA1700 Motherboard $147.62 @ Amazon
Memory G.Skill Ripjaws V 16 GB (2 x 8 GB) DDR4-3200 CL16 Memory $38.99 @ Newegg
Storage Kingston HyperX 3K 120 GB 2.5" Solid State Drive -
Storage Samsung 870 Evo 500 GB 2.5" Solid State Drive $43.24 @ MemoryC
Storage Seagate BarraCuda 1 TB 3.5" 7200 RPM Internal Hard Drive $27.75 @ Amazon
Video Card MSI GeForce RTX 3060 Ventus 2X 12G GeForce RTX 3060 12GB 12 GB Video Card $289.99 @ Amazon
Case BitFenix Shadow ATX Mid Tower Case -
Power Supply SeaSonic FOCUS GX 650 W 80+ Gold Certified Fully Modular ATX Power Supply $132.98 @ Newegg
Operating System Microsoft Windows 10 Home OEM - DVD 64-bit $119.99 @ Newegg
Prices include shipping, taxes, rebates, and discounts
Total $1090.50
Generated by PCPartPicker 2023-05-27 12:55 EDT-0400
submitted by brittlewater to buildapc [link] [comments]

2023.05.27 01:23 TheMcMuffinTTR An Open Letter of Game Suggestions

Toontown community,
This document contains a list of ideas that I believe would enhance Toontown’s gameplay or fundamentally change Toontown for the better. I started collecting these ideas in December 2021 with the release of Toontown Rewritten’s Sellbot Field Offices. I wrote the majority of this document in early 2022 but became hesitant to publish this document. Since, Toontown Rewritten has implemented some and I have done my best to remove those suggestions. Apologies if any suggestions are already in Corporate Clash. I do not follow or play Corporate Clash, so I am unaware of the game’s features. Regardless, I wrote the following ideas with Toontown Rewritten in mind; however, I believe any Toontown server should consider them because any improvement to the Toontown community is better than none.
I wrote the suggestions below independently of each other, so some may overlap or contradict each other.
If it matters, I joined Toontown Rewritten during the alpha testing after playing Toontown since 2007. I played consistently until the past few years when my availability decreased significantly with school and work. The introduction of the Field Offices into Toontown Rewritten inspired me to start this project. I believe the Field Offices indicate Toontown Rewritten is ready to start taking more risks and become a more modern game, so rather than baselessly make the request, I wanted to provide my input as to how I would move the game in a modern direction. I firmly believe Toontown Rewritten should maintain three principles:
  1. Toontown targets a family-friendly audience
  2. All new additions should stylistically match the original game
  3. Toontown Rewritten should not fear fundamentally changing the game to prolong the game’s life

Section 1: New Features

1.1 Custom SpeedChat Phrases

1.2 Reimagine the Battle Dance

1.3 Crying Shopkeepers in the Street

1.4 Harder Cog Buildings

1.5 Replace the Cattlelog with an Online Store

1.6 New ToonTasks

While new playgrounds would add significantly to the game, new ToonTasks based on currently existing elements could occupy the fanbase while larger projects receive attention. These ToonTasks should not have a preset order so Toons can choose their own path.

1.601 Add New Cog and Building Radar ToonTasks

1.602 Custom “Just for Fun”

1.603 Gardening

1.604 Fishing

1.605 Gag

1.606 Sellbot Suit Parts

1.607 Cog Headquarters

1.7 Replace All In-Game Achievements with Shtickers

1.8 Totally Remove Disney References

1.9 Improve the Vice President Pie Fight

1.10 Require Planting Each Flower

1.11 The Resistance Headquarters

1.12 Celebrate More Cultural Holidays

1.13 Move the Fourth of July

Section 2: Quality of Life

2.1 General

2.101 Always Run Fast

2.102 Toon Rewrite History

2.103 Gags Price Inflation

2.104 New Silly Teams

2.105 Fish Variants

2.106 Cog Variants

2.107 Carry 6 ToonTasks

2.108 Cog Building Radar

2.109 Rewrite Gag Trees’ Purpose

2.110 Add Resistance Rank to Toon Profiles

2.111 Toon Ages

2.112 Remove “Check Back Later”

2.113 ToonTask History

2.114 Toon Effect Bonuses

2.115 Add Select All to SpeedChat

2.116 Friend Note Roledex

2.117 Icon-Focused GUI

2.118 Toon Panel ToonTasks

2.2 Battle

2.201 A Toon has Left the Battle

2.202 Fix Facility and Boss Incrementing on Dance Screens

2.203 Standardize Level 7 gag use

2.204 Allow Toons to Cancel Joining a Cog Battle

2.205 Cogs Should Jump Dodge all Drop

2.206 Rebalance Wedding Cake Damage

2.207 Gags and Lured Cogs

2.208 Redo Trapdoor and Quicksand

2.209 Drop and Remote Controls

2.210 V2.0 Attacks

2.211 View ToonTasks and Gags in Battles

2.212 Replace Presentation

2.213 Presentation Accuracy

2.214 Add Gag Stun Visual Indicators

2.215 Multiple Drops

2.3 Cog Facilities

2.301 Change the CEO Track Indicator

2.302 Promotion Indicator

2.303 Collect Pies in the VP

2.304 Mingling Cogs in Facilities

2.305 VP Pie Accuracy Visual

2.306 Increase VP Rolling

2.307 Add Maps to Facilities

2.308 Convert all Boss Battle Dialogue to Cut Scenes

2.309 Give the CFO an Attack All

2.310 Add Visual Indicators for all Boss Attacks

2.311 Swipe Attacks

2.312 Expand Door Open Areas

2.4 Rewards

2.401 Increase Boss Battle Rewards for Maxed Suits

2.402 New SOS Restock Animation

2.403 Rework Cog Summons

2.404 Boss Battles Should Reward Points

2.405 Remote Visuals

2.406 Faulty SOS Restocks

Section 3: Technical

3.1 Account Consolidation

3.2 Separate Boss Battle Server

3.3 Programming Internships

3.4 District Scaling

3.5 Return to Battle

Section 4: Storyline

As an outsider looking inward, critiquing the storyline can be easy. These are some thoughts I would love to see incorporated into the storytelling strategy, but I understand that shifting an already-written story can be difficult.

I hope this post can generate some quality discussion about the future of Toontown. If something I wrote lacks some clarity, please let me know and I can try to make any fixes necessary.
submitted by TheMcMuffinTTR to toontownrewritten [link] [comments]

2023.05.26 23:47 Ambitious_Power_1764 220 to 120

I put a 120volt window AC in my garage that is tripping my breaker.
There is a capped off ( receptacle was removed) 220 volt line in my garage that was there for a dryer that is no longer being used.
My plan is to move that line closer to the AC, install a 220 volt receptacle, then use the pictured cord to give me the option of 120 volt.
The reason I'm going this direction is my electrical skill level is low and I'm avoiding my breaker panel as much as possible.
My questions are:
1.) How do I know what gauge wire this current wire is in order to by more to extend it?
2.) Any recommendations on what kind of wire to buy, wire nuts to buy, and from where that will minimize the effort?
3.) I see a great deal of options for 220 volt receptacles. Is there one I can just buy without having to worry about causing a fire and that will serve my purposes?
4.) Any recommendations on which receptacle to buy and from where that will minimize effort?
5.) Will this extension cord (pictured) get the job done with serving the proper amount of electricity to the AC unit?
6.) What's the deal with the wire colors being black, red, and white?
submitted by Ambitious_Power_1764 to AskElectricians [link] [comments]

2023.05.26 19:14 Hobler Every Heliolisk Complete! Beginning my journey

Every Heliolisk Complete! Beginning my journey submitted by Hobler to PokemonTCG [link] [comments]

2023.05.26 01:27 AccioComedy Space Pokemon by u/StrigiformeLover on r/PokeMedia

Space Pokemon by u/StrigiformeLover on PokeMedia
Luminous Drifter
Type: Ghost/Electric
Ability: Guide to the Lost Effect: Allies are unaffected by negative stat boosts and receive +2 Accuracy. If Luminous Drifter’s ally is below 50%, they receive an omniboost. As well, allies receive a 1.3x boost to Dark moves, Ghost moves, and moon/staspace related moves. (Moonblast, Spacial Rend, Moonlight, etc)
Base Stats: HP 140 ATK 40 DEF 100 SPATK 105 SPDEF 90 SPE 50 Total: 525
Notable Moves: Shadow Ball, Thunderbolt, Tailwind, Helping Hand, Hex, Thunder Wave, Volt Switch, Shadow Sneak, Thunder, Hurricane, Moonblast, Swift, Dazzling Gleam, Discharge, Calm Mind, Curse, Dragon Pulse, Flash Cannon, Flamethrower, Hyper Voice, Teleport
Fluidic Desirer
Type: Ice/Psychic
Ability: False Friend
Effect: When this Pokemon switches in, it disguises as one of the opponent’s Pokemon chosen by the user. When False Friend is active, takes 33% less damage from every opposing Pokemon but the one it is disguised as. False Friend deactivates when Fluidic Desirer KOs a Pokemon or takes 50% or more damage. When False Friend deactivates, Fluidic Desirer can no longer disguise as the Pokemon it was disguised as if it switches out and back in.
Signature Move: Treacherous Strike Type: Ice Physical PP: 5 (Max. 8) Base Power: 100 Doubles in power if False Friend is active, automatically deactivates False Friend.
Base Stats: HP 65 ATK 135 DEF 75 SPATK 80 SPDEF 90 SPE 105 Total 550
Notable moves: Treacherous Strike, Psychic Fangs, Zen Headbutt, Close Combat, Icicle Crash, Ice Spinner, Ice Shard, Swords Dance, Crunch, Ice Beam, Psychic, Substitute, Double Edge, Agility, U-Turn
Shimmer Orb
Type: Fire/Fairy
Ability: Parasitic Swarm
Effect: Schooling, in addition to draining moves healing for 50% of damage dealt, and 100% of damage dealt to Steel types
Signature Move: Power Drain Type: Fire Special PP: 10 (Max. 16) Base Power: 100 Drains 33% health of damage dealt from the target
Base Stats Single HP 20 ATK 15 DEF 30 SPATK 35 SPDEF 20 SPE 20 TOTAL 140
Base Stats Parasitic Swarm HP 100 ATK 80 DEF 130 SPATK 150 SPDEF 100 SPE 50 TOTAL 610
Notable Moves: Power Drain, Moonblast, Fire Blast, Dazzling Gleam, Giga Drain, Flamethrower, Recover, Draining Kiss, Earth Power, Will-O-Wisp, Burn Up, Nasty Plot, Agility, Energy Ball, Sunny Day, Solar Beam, Play Rough, Flare Blitz, Aura Sphere
Memory Echo
Type: Rock/Normal
Ability: Echoing Transmission
Effect: Sound moves used on Memory Echo are reflected and boosted by 1.5x, Sound moves are boosted by 1.3x
Base Stats HP 90 ATK 70 DEF 110 SPATK 100 SPDEF 110 SPE 50 TOTAL 525
Signature Move: Sonorous Rock Boomburst but Rock type
Notable Moves: Sonorous Rock, Boomburst, Hyper Voice, Rock Polish, Calm Mind, Reflect, Light Screen, Power Gem, Earth Power, Flash Cannon, Snarl, Disarming Voice, Confide, Uproar
Roving Opportunity
Type: Steel/Fairy
Ability: Decreased Gravity
Effect: When Roving Opportunity is on the field, it and all allies receive a Ground resistance. 4x weak take 2x damage, 2x weak take neutral, etc.
Signature Move: Explore the Unknown Type: Fairy Special BP 110 PP: 5 (Max. 8) Crits if the target is on the field for the first time in the battle. Reveals the target’s entire moveset on hit.
Base Stats: HP 100 ATK 60 DEF 100 SPATK 120 SPDEF 90 SPE 80 TOTAL 550
Notable Moves: Explore The Unknown, Moonblast, Flash Cannon, Steel Beam, Thunderbolt, Aura Sphere, Focus Blast, Dazzling Gleam, Shift Gear, Meteor Mash, Sandstorm, Weather Ball, Stone Edge, Flamethrower, Close Combat, Power Gem, Earth Power, Nasty Plot, Gravity, Magnet Rise
submitted by AccioComedy to stunfisk [link] [comments]

2023.05.25 00:50 Luigifan18 Addon idea: The Belnades Sisters

So, I decided to think up what some of my OCs would be like as add-ons in SRB2, and this is what I came up with. Wall of text warning here. In fact, this post had to be split in half. The other half can be found here.

Introducing the Belnades Sisters!

These four female orange-furred foxes — Annie, Sonja, Flora, and Cassandra — are closely related (in fact, they're sisters), and thus look and play pretty similarly outside of their specialized powers. They share many abilities and attributes:

Annie Belnades — Healer's Necklace — Medic

Annie Belnades' powers revolve around healing and supporting her friends. This admittedly makes her rather unimpressive in single-player, as while she can still make use of the abilities she shares with her sisters (slightly-higher-than-usual spin-jump, spin-dash, double-jump, and Holy Bolt), her unique abilities only really function in co-op (and even then, she'll have a hard time using them if her allies are unwilling to give her enough time to keep them in fighting shape). However, Annie also has phenomenal durability that could make her very well-suited to beginning players who are unfamiliar with the level layouts and aren't yet good enough at SRB2 (or Sonic games in general) to avoid constantly bumbling into hazards, so while her manually-activated unique abilities are useless in single-player, her passive abilities can still make her worth playing as. (BTW to DrStephen, I'm sorry that I have an OC who just so happens to have the same name as one of yours.)

Sonja Belnades — Philosopher's Necklace — SeeChronokinetic

Sonja's powers revolve around peering into the past and future (or just someplace other than where she currently is) and manipulating the flow of time. In SRB2, her powers take a somewhat typical videogamey approach to time manipulation, a la Viewtiful Joe, Blinx, or Prince of Persia: Sands of Time, allowing her to rush through levels at hyper-speed, undo mistakes made by herself or other players, and evade attacks that would have hit her dead-on. Likewise, her clairvoyance takes a videogamey approach to how something like Peter Parker's Spider Sense would work, giving her player a "danger radar" of sorts that informs them of spikes, electrical floors), Badniks, etc. that would otherwise blindside them and providing an extra second of advance notice before a hazardous level element goes off or an enemy starts an attack.
submitted by Luigifan18 to SRB2 [link] [comments]

2023.05.24 23:36 sdfgsteve Legendary Scimitar tank build advice

Build Info

"Trying to go for a tank for a two man team, so my boyfriend can focus purely on DPS. He's working on his build along with mine, we're getting to the point where he can drop some of his defence to focus more on DPS. Working great in Advanced TFOs even doing solo pugs, but still finding that I need to put on Diversionary Tactics to pull aggro sometimes in the longeharder engagements (phrasing). It's actually really fun, Scimi go wheee! Two things I'm specifically finding though - sometimes I'm so fast (or turn too fast with the RCS) that I ended up generalising all my damage over all shield quads on larger ships; and I really don't think I'm doing the damage I need. On most advanced I never need to touch my heals at all, the passives work wonders. For lulz last night we tried the Jupiter (Hard) on Elite and got absolutely smashed, which honestly we kinda expected. Could maybe do with advice on how/if I should maybe add in some support? I noticed last night when I (spent hours) going through my abilities that some are also target heals. But then, ideally, he shouldn't be taking any damage at all if I'm doing my job right.
Not got rep for the end-game kit I see kicking around, so looking for advice on ultimate setup/intermediary stepping stone kit/skills respec/rerolls/abilities etc. Would ultimately like to tank Elite TFOs, but I realise that might be out of reach until I get end-game gear, and might even be completely out of reach with the limitations of this ship.
Hope I've given enough information, the template is missing more recent additions (and by goodness there's a whole load to STO once you get in to it!) so if I've missed something please be patient and I'll answer any questions :D"

Player Information

Player Info --------------
Captain Name  
Captain Faction Romulan Fed Aligned
Captain Race Alien
Captain Profession Tactical
Primary Specialization Miracle Worker
Secondary Specialization Strategist
Intended Role Tank, bit of support maybe for a two man team for missions and pug TFOs
Captain Outfit [ "Image Description" ]( "Image Link here" )

Skill Tree

    Engineering   Science   Tactical  
Lieutenant   Improved Hull Restoration Improved Hull Capacity Shield Restoration Shield Capacity Advanced Energy Weapon Training Projectile Weapon Training
Lieutenant Commander   Improved EPS Flow Improved Impulse Expertise Control Expertise   Advanced Targeting Expertise Improved Defensive Manuvering
5 Points                
Commander   Hull Plating   Shield Regeneration Shield Hardness Advanced Weapon Amplification Advanced Weapon specialization'
15 Points              
Captain         Advanced Long Range Targeting Advanced Hull Penetration Advanced Shield Penetration
25 Points            
Admiral   Warp Core Potential       Coordination Protocols Advanced Tactical Readiness
35 Points         Defensive Coordination  
    Warp Core Efficency       Offensive Coordination  
Total of 46 of 46 Points   Engineering Points: 11 Science Points: 8 Tactical Points: 27

Skill Tree Unlocks

Points to unlock Engineering Unlocks Science Unlocks Tactical Unlocks
Unlocks After 2 Training Manual: Mine Dispersal Pattern: Beta III Training Manual: Tactical Team III Training Manual: Cannon: Rapid Fire III
Unlocks After 5 Hanger Health Sector Space Travel Speed Threat Control
Unlocks After 7 Training Manual: Attack Pattern: Omega III Training Manual: Mine Dispersal Pattern: Alpha III Training Manual: Torpedo: High Yield III
Unlocks After 10 Maximum Hull Capacity    
Unlocks After 12      
Unlocks After 15     Energy Critical Damage
Unlocks After 17     Training Manual: Torpedo: Spread III
Unlocks After 20     Defense
-------------- -------------- -------------- --------------
Unlocks After 24 (Ultimate)     Focused Frenzy
Unlocks After 25 (Ultimate)     Frenzied Reactions
Unlocks After 26 (Ultimate)     Frenzied Assault
Unlocks After 27 (Ultimate)     Team Frenzy

Skill Tree Information

"Miracle Worker: Tough Little Ship II and No Risk, no Reward II Strategist: Logistical Support III, Show of Force II, Counter-Offensive I, Diversionary Tactics
Got respec tokens ready, not sure about what to do though. Found many different variations from the bog standard DPS tac."

Build Description

As in intro really
Basic Information Data
Ship Name  
Ship Class Legendary Scimitar Intel Dreadnought
Ship Model  
Deflector Visuals  
Engine Visuals  
Shield Visuals  
[ Starship Beautyshot ]( Insert Image Link here )  
Basic Information Component Notes
Fore Weapons: 5 Ba'ul Antiproton Beam Array XI [CritD] [Dmg]x2  
  Ba'ul Antiproton Beam Array XI [CritD] [Dmg]x2  
  Ba'ul Antiproton Beam Array XI [CritD] [Dmg]x2  
  Ba'ul Antiproton Beam Array XI [CritD]x3  
  Ba'ul Antiproton Beam Array XI [CritD]x2 [CritH]  
-------------- -------------- --------------
Aft Weapons: 3 Ba'ul Antiproton Beam Array XI [CritH] [Dmg]x2  
  Ba'ul Antiproton Beam Array XI [CritD] [CritH]x2  
  Ba'ul Antiproton Beam Array XI [CritH]x2 [Dmg]  
-------------- -------------- --------------
Experimental Weapon    
Deflector Elite Fleet Preservation Protomatter Deflector Array Mk XIII [ColCrit] [DrainX]x2 [EPS]  
Secondary Deflector    
Impulse Engines Kobali Hyper-Impulse Engines Mk XII (Kobali)  
Warp Core Elite Fleet Thoron-Infused Singularity Core Mk XII [AMP] [OLoad] [SingC] [SSS] [WCap]  
Shields Kobali Regenerative Shield Array Mk XII (Kobali)  
-------------- -------------- --------------
Engineering Consoles: 3 Adaptive Emergency Systems (Flagship)  
  Assimilate Module Mk XII (Omega Adapted Borg)  
  RCS Accelerator Mk XII  
-------------- -------------- --------------
Science Consoles: 3 Crystalline Absorption Matrix  
  Hull Image Refractors  
  Flagship Tactical Computer (Flagship)  
-------------- -------------- --------------
Tactical Consoles: 5 Zero-Point Energy Conduit (Romulan Sigularity Harness)  
  Antiproton Mag Regulator Mk XII  
  Antiproton Mag Regulator Mk XII  
  Antiproton Mag Regulator Mk XII  
  Antiproton Mag Regulator Mk XII  
-------------- -------------- --------------
Universal Consoles: 1 Dampening Wave Emitter (Flagship)  
-------------- -------------- --------------
Hangars: 1 Romulan Drone Ship  

Officers and Crew

Bridge Officer Information Power Notes
Officer 1: Lt. Commander ( Science ) Hazard Emitters I  
Trait: Superior Romulan Operative Destabilizing Resonance Beam I  
  Photonic Officer II  
Officer 2: Lieutenant ( Science ) Science Team I  
Trait: Superior Romulan Operative Very Cold In Space II  
Officer 3: Ensign ( Engineering ) Engineering Team I  
Trait: Superior Romulan Operative    
Officer 4: Commander ( Tactical ) Torpedoes Spread I  
Trait: Superior Romulan Operative Fire at Will II  
  Focused Assault II  
  Attack Pattern Beta III  
Officer 5: Lt. Commander ( Engineering ) EPtE I  
Trait: Superior Romulan Operative APtSIF I  
  EPtW III  
Officer 6: [rank] ( [profession] )    
Trait: [name]    
Duty Officer Information Power Notes
1 Nurse  
2 Nurse  
3 Nurse  

Character, Reputation, and Starship Traits

Personal Space Traits Description Notes
Ablative Shell After receiving a total of 10,000 Damage (pre-resist), trigger Ablative Shell: +X Hit Points every 0.5 sec for 3 sec, +33 All Damage Resistance Rating for 3 sec, May only trigger once per 30 sec  
Beam Training +5% Beam Weapon Damage  
Bulkhead Technician +10% Maximum Hull Hit Points  
Fleet Coordinator +2% All Damage per Team member (Self included), up to 10%  
Fragment of AI Tech #N/A  
Imposing Presence +7.5% Outgoing Hull Healing +25% Threat Generation  
Last Ditch Effort +100% Damage Resistance from Go Down Fighting  
Operative +1% Critical Chance, +2% Critical Severity  
Regenerative Control Synergy +45% Hull Regen from activating control bridge officer abilities.  
Techie +20 Hull Restoration (Improves Hull Healing) +20 Hull Regeneration (Improves Passive Hull Regeneration)  
Space Reputation Traits Description Obtained from
Hull-Repairing Nanites +40% Hull Regeneration Rate. Twice this amount is regenerated out of combat. T2 Omega
Energy Refrequencer Receive 7.5% of your outgoing damage as a Hull heal to you (Triggers up to 5 times per second) T2 Iconian
Advanced Hull Reinforcement +10 All Damage Bonus Resistance Rating T2 Dyson
Precision +4% Critical Hit Chance T2 Romulan
Starship Traits Description Notes
Adaptive Hull Plating Activating any Hull Healing or Command Bridge Officer Ability will boost your maximum hull hit points for a short time. This effect stacks up to 3 times.  
Going the Extra Mile #N/A  
Honored Dead While this trait is active, any damage received during combat will be added to the defensive capabilities of your vessel, resulting in stacking benefits to Damage Resistance and passive Hull Regeneration as certain damage thresholds are met or exceeded. Once you reach maximum stacks of this, additional damage will instead grant a small amount of Temporary Hit Points at each threshold. After receiving 10,000 cumulative damage (pre-resistance), gain a stack of Honored Dead. Each stack of Honored Dead grants +20 All Damage Resistance Rating and +2% Hull Regeneration (max 20 stacks, infinite duration). While at 20 stacks of Honored Dead, additional triggers instead grant 10,000 Temporary Hit Points for up to 40 sec. While not in Combat, lose one stack of Honored Dead every 2 seconds unless Cloaked.  
One Impossible Thing at a Time #N/A  
She's a Predator #N/A  

Other Information

Subsystem Power Settings Value (Target/Display) Notes
Weapons 125 / 100  
Shields 43 / 30  
Engines 35 / 15  
Auxiliary 30 / 15  
Set Name Set parts: # of # Effects Notes
Kobali Regenerative Circuitry 2/4    
Flagship Technologies 3/4    
Omega Adapted Borg Technology 1/3    
Romulan Singularity Harness 1/3    
5 #    
Ship Stats Value Notes
Hull 92,641  
Shields 10,504  
Global Critical Chance 36.2  
Global Critical Severity 119.9  
EPS/Power Transfer Rate 284.75% (14.2/s)  
Hull Regeneration Rate 199%/min  
Turn Rate 8.5 deg/s  
Flight Speed 19.53  

Concluding Remarks

"All stats I put in are resting stats, no active abilities. Apparently my crit chance is quite high? My boy was a bit surprised the other night when I told him, his isn't much higher and he's going for a crit DPS build.
Rep Tiers: Disco 2, Omega 2, Nakura 1, Romulans 2, Dyson 2, 8472 2, Delta 1, Iconian 2, Terran 2, Temporal 1, Lukari 1, Competative 1, Gamma 2. All the 1s should be 2s by tomorrow (woop woop). But still 2 months away at least for the sets I know I need to go for.
Got access to max fleet holdings, but no fleedits or dilithium to spend (doff grinding here we come). Got a T6 ship token willing to spend. Don't have money for more zen after buying the legendary Scimi pack.
I was originally in an active shield tank Kopesh which I hated, until I gave in to the space barbie to get the Legendary Scimi (damn you Cryptic!) for me and my man. I read all the guides but I've only been playing 120 hours at this point, so still a complete newb. Some of the guides seem quite a bit out of date (even the templates linked in the wiki seem to be missing things, this is the best I could get). When it comes to tanking builds there seems to be quite a bit of variation from the caveman DPS builds ;) And as I said most builds/guides use T6 rep kit, which I can't get yet.
u/AscenDevise was a great help turning the theory into a build for my Kopesh (turning it into a more passive hull tank) and giving me the intermediate stepping stones for kit, I've basically taken what I learned from them and put it into the Scimi so far. They've been a massive help understanding how all the guides and builds come together, can't thank them enough! I apologise in advance if I've missed something from what they said, it's a lot to take in when you start getting into the details.
I'm liking the sound of the AW2 type build, I must admit, but not sure where to go with that. Also I know the Scimi will never be a defence/speed tank, but not sure if hull or resist tanking is the better option? I know I need to pull in the DPS to get the aggro, and there is lots of different advice between CritD/DMG etc mods which has confused me to say the least so would definitely like advice on what's best for me. Biggest thing is probably getting advice on how to 'feel' the balance between tank and DPS - at the moment, on advanced TFOs at least, it feels like I'm almost overly tanky, given I very rarely need to activate any heals, and do bugger all damage (although that could be to do with the insane DPS of some of the ships I've, my boy is criting for quarter million plus, I think I haven't even broken 30k crits yet, but I know he has access to higher tier rep stuff and fleet stuff).
The biggest game changer was someone explaining spam bars and finding STO Bindings to make them. It's made situational awareness, positioning and managing abilities much easier. Currently I'm running this:
General attack run: PO > EPtW > APB > FAW > FA > APtSFI > Torp Spread(still not entirely sure why? I think it's because the ult builds use torp as part of a set?) > EPtE > EM > Launch hanger > GDF > Plasma Shockwave > Violent Dampening Wave > Gather Intel > Expose Defenses > Expose Weapons > Expose Systems (though I've never seen the intel actually proc)
Larger targets add in: FWA > TI > VAS > FF > FomM
Heal run (not spammed, activated as needed, understanding the ability queue when looking up keybinds was fantastic for this): ET > HE > ST > Quantum Absorption > Nimbus Pirates (love those guys) > Image Refractors (the real 'oh ship' point > Fleet Support
Situational clickies: VCIS, Diversionary Tactics (think I need to add in ET and ST for debuff clearing, and advice on how to spot debuffs to clear and which clears what)
I do have access to the Legendary D'deridex which if the Scimi really can't tank I might switch to (but the Scimi is soooooooo pretty!)"
submitted by sdfgsteve to stobuilds [link] [comments]

2023.05.24 04:03 userfleurite Passed with 9AT!

Yesterday, I passed with 9 out of 13 domains Above Target! I wanted to post earlier but I was so elated, I bought the new Zelda game to celebrate (lol) Thank you to everyone on the sub and good luck to those that will take the exam in the future!
Here's my breakdown of how I studied:
I have some PMI knowledge under my belt from exposure to it at my job & taking a company sponsored training in late 2022 that counted towards my 23 hour requirement.
But due to personal reasons, didn't get to even sign up to take the CAPM exam until May 2023 which took it's toll.
I also have awful, awful anxiety, especially with exams so my study plans might be overkill for you (or maybe not).
Spend as much time studying as efficiently as I can while spending the least amount of money.
Study Materials Cost: ~$50-60
Time Spent:
2 weeks of intensive studying; 5-6 hours of studying after my full-time job and spent 8 hours a day on weekends. Try to avoiding burning yourself out like I did with this :(
I actually start 4-5 weeks before but found out I was studying the wrong material (7th ed.) and wasted 1 week (ugh!) and wasted another trying to push through the Udemy course.
Study Material:
I took this in-person since it was recommended to me by my instructor + I didn't have the equipment/environment to take it remotely.
A lot of the questions were similar, so similar I thought they were asking me the same question twice. BUT! Be careful, and read the questions slowly.
Make use of the highlight and strike-through tool, it'll help emphasize the important works & the real intention of the question. Also use the flag tool to review questions.
Make time to go through the exam twice (if you are feeling less than confident). You're given ~170 minutes. I completed the exam in about 100-120 minutes and left a huge chunk of time to double-check answers. I ended up revising a lot of my answers this way & almost didn't get to finish checking all my answers.
Focus on ITTOs, their flow, and what those tools/techniques actually are. In addition, there were a LOT of Agile-related questions.
Good luck and thank you all!!
submitted by userfleurite to capm [link] [comments]